# UCB One vs CellFin

The clearest difference is rating: UCB One at 3.6 against CellFin's 3.3. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UCB One holds the better App Store score, 3.6 against 3.3. Both are backed by a comparable volume of ratings — 372 and 340 respectively. Written reviews split almost evenly too, at 30% and 29% positive.

UCB One ships an update every 6 weeks, CellFin every 2 months. The most recent releases landed on October 11, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | UCB One | CellFin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (372 ratings)](https://appshunter.io/ios/app/ucb-one/id1424329574/reviews)** | [3.3 (340 ratings)](https://appshunter.io/ios/app/cellfin/id1568289820/reviews) |
| Number of ratings | **372** | 340 |
| Positive reviews | **29.9% of reviews** | 29.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 99 MB | 97 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [United Commercial Bank Limited](https://appshunter.io/developer/910995191) | [Islami Bank Bangladesh Ltd](https://appshunter.io/developer/1440023758) |

## What reviewers say

### UCB One

[App page](https://appshunter.io/ios/app/ucb-one/id1424329574)

Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.

**Highlights:** Account dashboard, Fund transfers (own, UCB, other banks), Credit card management and payments, Bill payments and mobile recharge, Service requests, Activity log and credential settings, Card and cheque management

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues

**Reported bugs**

- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues

**Requested features**

- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features


### CellFin

[App page](https://appshunter.io/ios/app/cellfin/id1568289820)

This app offers a comprehensive digital banking experience, allowing users to manage finances, open accounts, and perform transactions without visiting a branch. It provides a virtual card, money transfers, remittance services, and ATM cash withdrawals. Users can also locate bank services and manage complaints.

**Highlights:** Digital Wallet creation, Virtual VISA/MasterCard, Account integration, Balance checking, Bank account opening, Money transfer, Foreign remittance, Cardless ATM transactions

**In-app purchases:** none

**What reviewers like**

- 🚀 Best app ever
- 👍 Awesome experience
- 💡 Smart Action
- 👍 Helpful Financial App

**What reviewers complain about**

- 🐛 App crushed
- 🐛 Doesn't work properly
- 🐛 Login failed
- 🐛 Verification process waste time
- 🐛 Notification problems

**Reported bugs**

- Can't open account from overseas
- Doesn't work in abroad
- Can't use this apps on iPhone
- Not working on iOS 15
- Not working on iPhone 6

**Requested features**

- Face ID login feature
- Binimoy feature
- Dark(black) mode
- Beneficiary AC Saving Option
- Cash in through ATM machine


## Frequently asked questions

### Is UCB One free?

UCB One is free to download, with no in-app purchases.

### Is CellFin free?

CellFin is free to download, with no in-app purchases.

### Which has better reviews, UCB One or CellFin?

UCB One is rated higher. UCB One averages 3.6 out of 5 from 372 ratings, while CellFin averages 3.3 from 340 ratings.

### Do UCB One or CellFin have ads?

Neither UCB One nor CellFin shows ads.

### Which is updated more often, UCB One or CellFin?

UCB One ships an update every 6 weeks, and CellFin every 2 months. Most recently, UCB One was updated on October 11, 2026 and CellFin on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*