# UCB One vs eJanata

The clearest difference is rating: UCB One at 3.6 against eJanata's 3.0. UCB One also leads on ratings volume (372 vs 48) and review sentiment (30% vs 21%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UCB One holds the better App Store score, 3.6 against 3.0. That said, the two scores are not equally well evidenced: UCB One has 372 ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 30% of UCB One's written reviews are positive against 21% of eJanata's.

UCB One ships an update every 6 weeks, eJanata every 3 months. Both last shipped on October 11, 2026.

## The numbers

| Metric | UCB One | eJanata |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (372 ratings)](https://appshunter.io/ios/app/ucb-one/id1424329574/reviews)** | [3.0 (48 ratings)](https://appshunter.io/ios/app/ejanata/id6499490631/reviews) |
| Number of ratings | **372** | 48 |
| Positive reviews | **29.9% of reviews** | 21.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 99 MB | 141 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [United Commercial Bank Limited](https://appshunter.io/developer/910995191) | [JANATA BANK PLC.](https://appshunter.io/developer/1743634058) |

## What reviewers say

### UCB One

[App page](https://appshunter.io/ios/app/ucb-one/id1424329574)

Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.

**Highlights:** Account dashboard, Fund transfers (own, UCB, other banks), Credit card management and payments, Bill payments and mobile recharge, Service requests, Activity log and credential settings, Card and cheque management

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues

**Reported bugs**

- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues

**Requested features**

- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features


### eJanata

[App page](https://appshunter.io/ios/app/ejanata/id6499490631)

Access banking services 24/7 from anywhere with this internet banking application. It offers digital payments, account management, and enhanced customer service, enabling paperless transactions and greater control over finances.

**Highlights:** 24/7 Banking Services, Digital Payments, Secure Sign-in, Account Management, Paperless Banking, Control over finances

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UCB One free?

UCB One is free to download, with no in-app purchases.

### Is eJanata free?

eJanata is free to download, with no in-app purchases.

### Which has better reviews, UCB One or eJanata?

UCB One is rated higher. UCB One averages 3.6 out of 5 from 372 ratings, while eJanata averages 3.0 from 48 ratings.

### Do UCB One or eJanata have ads?

Neither UCB One nor eJanata shows ads.

### Which is updated more often, UCB One or eJanata?

UCB One ships an update every 6 weeks, and eJanata every 3 months. Most recently, UCB One was updated on October 11, 2026 and eJanata on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*