# UCB One vs NCC Always

UCB One and NCC Always both sit at 3.6 stars, but that hides the real split: 48% of NCC Always's written reviews are positive against 30% of UCB One's. UCB One's advantage is ratings volume (372 vs 58). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCC Always holds the better App Store score, 3.8 against 3.6. That said, the two scores are not equally well evidenced: UCB One has 372 ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 30% of UCB One's written reviews are positive against 48% of NCC Always's.

UCB One ships an update every 6 weeks, NCC Always every 3 weeks. Both last shipped on October 15, 2026.

## The numbers

| Metric | UCB One | NCC Always |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (372 ratings)](https://appshunter.io/ios/app/ucb-one/id1424329574/reviews) | **[3.8 (58 ratings)](https://appshunter.io/ios/app/ncc-always/id6502254163/reviews)** |
| Number of ratings | **372** | 58 |
| Positive reviews | 29.9% of reviews | **48.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 99 MB | 211 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [United Commercial Bank Limited](https://appshunter.io/developer/910995191) | [NCC Bank](https://appshunter.io/developer/1602957221) |

## What reviewers say

### UCB One

[App page](https://appshunter.io/ios/app/ucb-one/id1424329574)

Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.

**Highlights:** Account dashboard, Fund transfers (own, UCB, other banks), Credit card management and payments, Bill payments and mobile recharge, Service requests, Activity log and credential settings, Card and cheque management

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues

**Reported bugs**

- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues

**Requested features**

- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features


### NCC Always

[App page](https://appshunter.io/ios/app/ncc-always/id6502254163)

Manage your bank accounts and cards with ease. Transfer funds, pay bills, and recharge your mobile. Access account details, transaction history, and credit card information securely and conveniently.

**Highlights:** Account details and transaction history, Card management and details, Fund transfers to local banks and MFS, Utility bill payments, Credit card bill payments, Mobile recharge, Branch locator and contact information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UCB One free?

UCB One is free to download, with no in-app purchases.

### Is NCC Always free?

NCC Always is free to download, with no in-app purchases.

### Which has better reviews, UCB One or NCC Always?

NCC Always is rated higher. UCB One averages 3.6 out of 5 from 372 ratings, while NCC Always averages 3.8 from 58 ratings.

### Do UCB One or NCC Always have ads?

Neither UCB One nor NCC Always shows ads.

### Which is updated more often, UCB One or NCC Always?

UCB One ships an update every 6 weeks, and NCC Always every 3 weeks. Most recently, UCB One was updated on October 15, 2026 and NCC Always on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*