# UCB One vs GoldCal

The clearest difference is in-app purchases: UCB One at none against GoldCal's 1. UCB One also leads on update cadence (every 5 weeks vs every 4 months) and iOS requirement (16.0 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. GoldCal sells 1 one-off in-app purchase. UCB One asks for nothing beyond the download.

UCB One ships an update every 5 weeks, GoldCal every 4 months. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | UCB One | GoldCal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (374 ratings)](https://appshunter.io/ios/app/ucb-one/id1424329574/reviews)** | — |
| Number of ratings | **374** | — |
| Positive reviews | 29.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 100 MB | 21 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [United Commercial Bank Limited](https://appshunter.io/developer/910995191) | [Ibrahim Sulthan](https://appshunter.io/developer/1844045261) |

## What reviewers say

### UCB One

[App page](https://appshunter.io/ios/app/ucb-one/id1424329574)

This digital banking app allows users to open accounts, manage finances, and conduct transactions securely and conveniently. It offers features like fund transfers, bill payments, and cardless ATM withdrawals, all accessible from anywhere.

**Highlights:** Open bank accounts digitally, Manage accounts, cards, and transactions, Transfer funds to UCB and other banks, Send money to MFS wallets, Pay bills and mobile top-ups, Cardless ATM withdrawals, Personal finance tools and calculators

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues

**Reported bugs**

- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues

**Requested features**

- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features


### GoldCal

[App page](https://appshunter.io/ios/app/goldcal/id6753619570)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Frequently asked questions

### Is UCB One free?

UCB One is free to download, with no in-app purchases.

### Is GoldCal free?

GoldCal is free to download, with in-app purchases available.

### Do UCB One or GoldCal have ads?

Neither UCB One nor GoldCal shows ads.

### Which is updated more often, UCB One or GoldCal?

UCB One ships an update every 5 weeks, and GoldCal every 4 months. Most recently, UCB One was updated on October 29, 2026 and GoldCal on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*