# UCB One vs Fintra.

The clearest difference is update cadence: UCB One at every 5 weeks against Fintra.'s every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UCB One ships an update every 5 weeks, Fintra. every 4 months. The most recent releases landed on October 29, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | UCB One | Fintra. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (374 ratings)](https://appshunter.io/ios/app/ucb-one/id1424329574/reviews)** | — |
| Number of ratings | **374** | — |
| Positive reviews | 29.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 100 MB | 49 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [United Commercial Bank Limited](https://appshunter.io/developer/910995191) | [FINTRA. Securities Limited](https://appshunter.io/developer/1870769618) |

## What reviewers say

### UCB One

[App page](https://appshunter.io/ios/app/ucb-one/id1424329574)

This digital banking app allows users to open accounts, manage finances, and conduct transactions securely and conveniently. It offers features like fund transfers, bill payments, and cardless ATM withdrawals, all accessible from anywhere.

**Highlights:** Open bank accounts digitally, Manage accounts, cards, and transactions, Transfer funds to UCB and other banks, Send money to MFS wallets, Pay bills and mobile top-ups, Cardless ATM withdrawals, Personal finance tools and calculators

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues

**Reported bugs**

- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues

**Requested features**

- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features


### Fintra.

[App page](https://appshunter.io/ios/app/fintra/id6758080450)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UCB One free?

UCB One is free to download, with no in-app purchases.

### Is Fintra. free?

Fintra. is free to download, with no in-app purchases.

### Do UCB One or Fintra. have ads?

Neither UCB One nor Fintra. shows ads.

### Which is updated more often, UCB One or Fintra.?

UCB One ships an update every 5 weeks, and Fintra. every 4 months. Most recently, UCB One was updated on October 29, 2026 and Fintra. on October 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*