# BHIM KBL UPI vs CapitPlan

BHIM KBL UPI and CapitPlan are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | BHIM KBL UPI | CapitPlan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/bhim-kbl-upi/id1425852624/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 33 MB | 101 MB |
| Requires iOS | **15** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [THE KARNATAKA BANK LIMITED](https://appshunter.io/developer/1031216673) | [Moneyisle ISF Securities Ltd](https://appshunter.io/developer/1587340876) |

## What reviewers say

### BHIM KBL UPI

[App page](https://appshunter.io/ios/app/bhim-kbl-upi/id1425852624)

This app facilitates universal transactions through the UPI platform, allowing users to link bank accounts and initiate payments or fund requests. It supports various transfer methods including virtual IDs, Aadhaar numbers, and account details, and enables QR code generation for receiving payments.

**Highlights:** Link multiple bank accounts, Initiate payment and collect requests, Transfer funds via virtual ID, Aadhaar, account number, or mobile number, Generate and scan QR codes for payments, View other bank account balances, Supports UPI to UPI and UPI to IMPS transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CapitPlan

[App page](https://appshunter.io/ios/app/capitplan/id1611297131)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BHIM KBL UPI free?

BHIM KBL UPI is free to download, with no in-app purchases.

### Is CapitPlan free?

CapitPlan is free to download, with no in-app purchases.

### Do BHIM KBL UPI or CapitPlan have ads?

Neither BHIM KBL UPI nor CapitPlan shows ads.

### Which is updated more often, BHIM KBL UPI or CapitPlan?

BHIM KBL UPI ships an update every 2 months, and CapitPlan every 2 months. Most recently, BHIM KBL UPI was updated on November 5, 2026 and CapitPlan on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*