# HipoPay vs LM Pay

The clearest difference is iOS requirement: LM Pay at 10.0 against HipoPay's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HipoPay ships an update every 5 weeks, LM Pay every 3 weeks. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | HipoPay | LM Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/lm-pay/id1529720152/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 11 MB | 172 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [WiseCashier Technology Limited](https://appshunter.io/developer/1266393881) | [LM PAY PLC](https://appshunter.io/developer/1529720154) |

## What reviewers say

### HipoPay

[App page](https://appshunter.io/ios/app/hipopay/id1427275945)

**Features:** macOS Compatibility

**In-app purchases:** none


### LM Pay

[App page](https://appshunter.io/ios/app/lm-pay/id1529720152)

This mobile payment assistant simplifies transactions for goods and services, offering discounts across various scenarios like ride-hailing, dining, and travel. It also facilitates secure money transfers between users with 24/7 encryption and transaction tracking.

**Highlights:** Discounted payments for goods and services, Online and offline payment options, Send and request money between users, Multiple credit refill channels, Secure transaction tracking, VIP concierge services

**In-app purchases:** none


## Frequently asked questions

### Is HipoPay free?

HipoPay is free to download, with no in-app purchases.

### Is LM Pay free?

LM Pay is free to download, with no in-app purchases.

### Do HipoPay or LM Pay have ads?

Neither HipoPay nor LM Pay shows ads.

### Which is updated more often, HipoPay or LM Pay?

HipoPay ships an update every 5 weeks, and LM Pay every 3 weeks. Most recently, HipoPay was updated on October 17, 2026 and LM Pay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*