# HipoPay vs MCTPay

The clearest difference is update cadence: MCTPay at every 10 days against HipoPay's every 5 weeks. HipoPay's advantage is iOS requirement (13.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HipoPay ships an update every 5 weeks, MCTPay every 10 days. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | HipoPay | MCTPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 10 days** |
| Size | 11 MB | 9 MB |
| Requires iOS | **13.0** | 17.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [WiseCashier Technology Limited](https://appshunter.io/developer/1266393881) | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) |

## What reviewers say

### HipoPay

[App page](https://appshunter.io/ios/app/hipopay/id1427275945)

**Features:** macOS Compatibility

**In-app purchases:** none


### MCTPay

[App page](https://appshunter.io/ios/app/mctpay/id1626416579)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HipoPay free?

HipoPay is free to download, with no in-app purchases.

### Is MCTPay free?

MCTPay is free to download, with no in-app purchases.

### Do HipoPay or MCTPay have ads?

Neither HipoPay nor MCTPay shows ads.

### Which is updated more often, HipoPay or MCTPay?

HipoPay ships an update every 5 weeks, and MCTPay every 10 days. Most recently, HipoPay was updated on September 13, 2026 and MCTPay on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*