# Gepay vs CROSS

The clearest difference is review sentiment: CROSS at 99% against Gepay's 0%. CROSS also leads on rating (4.9 vs 3.9) and ratings volume (113 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CROSS holds the better App Store score, 4.9 against 3.9. That said, the two scores are not equally well evidenced: CROSS has 113 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 0% of Gepay's written reviews are positive against 99% of CROSS's.

Gepay ships an update weekly, CROSS every 2 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | Gepay | CROSS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (11 ratings)](https://appshunter.io/ios/app/gepay/id1427293169/reviews) | **[4.9 (113 ratings)](https://appshunter.io/ios/app/cross-global-remittance/id1444989949/reviews)** |
| Number of ratings | 11 | **113** |
| Positive reviews | 0.0% of reviews | **99.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 36 MB | 180 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gerege Systems LLC](https://appshunter.io/developer/1437211863) | [CROSS ENF INC.](https://appshunter.io/developer/1444989948) |

## What reviewers say

### Gepay

[App page](https://appshunter.io/ios/app/gepay/id1427293169)

This platform provides secure and verified transactions, offering government and transportation services to simplify daily tasks. It aims to save users time and effort by bringing essential services to their fingertips.

**Highlights:** Verified and trusted user environment, Access to government services, Access to transportation services, Secure and risk-free transactions, Easy payment solutions

**Features:** macOS Compatibility

**In-app purchases:** none


### CROSS

[App page](https://appshunter.io/ios/app/cross-global-remittance/id1444989949)

This financial app helps foreigners in Korea manage their money. It offers international remittances, domestic transfers, offline payments, and public transportation access via a prepaid card. Enjoy competitive exchange rates, low fees, and multilingual customer support.

**Highlights:** International Remittance, Domestic Transfers, Offline Payments, Public Transportation Card, Prepaid Wallet Card, Competitive Exchange Rates, Multilingual Support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast remittance speed
- 👍 Easy to use interface
- 💰 Competitive exchange rates
- 🆓 Free or low fees
- 🎁 Points and promotions

**What reviewers complain about**

- 🐛 Initial screen issue
- 🐌 Slow notification delivery
- ⚠️ Point expiration confusion

**Reported bugs**

- Initial screen requires extra step to close country selection
- Occasional slow notification delivery
- Point expiration date confusion

**Requested features**

- Improve initial screen flow for country selection
- Faster cancellation and re-deposit for failed transfers
- More clarity on point expiration dates


## Frequently asked questions

### Is Gepay free?

Gepay is free to download, with no in-app purchases.

### Is CROSS free?

CROSS is free to download, with no in-app purchases.

### Which has better reviews, Gepay or CROSS?

CROSS is rated higher. Gepay averages 3.9 out of 5 from 11 ratings, while CROSS averages 4.9 from 113 ratings.

### Do Gepay or CROSS have ads?

Neither Gepay nor CROSS shows ads.

### Which is updated more often, Gepay or CROSS?

Gepay ships an update weekly, and CROSS every 2 weeks. Most recently, Gepay was updated on November 6, 2026 and CROSS on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*