# Gepay vs State Bank

The clearest difference is review sentiment: State Bank at 60% against Gepay's 0%. Gepay's advantage is update cadence (weekly vs monthly) and rating (3.9 vs 3.7). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gepay holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 11 and 19 respectively. Written reviews complicate that: 0% of Gepay's written reviews are positive against 60% of State Bank's, so the app with the better star average is not the one people write more warmly about.

Gepay ships an update weekly, State Bank monthly. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Gepay | State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (11 ratings)](https://appshunter.io/ios/app/gepay/id1427293169/reviews)** | [3.7 (19 ratings)](https://appshunter.io/ios/app/state-bank/id6469474361/reviews) |
| Number of ratings | 11 | **19** |
| Positive reviews | 0.0% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | Free |
| Size | 36 MB | 59 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Gerege Systems LLC](https://appshunter.io/developer/1437211863) | [state bank](https://appshunter.io/developer/703343975) |

## What reviewers say

### Gepay

[App page](https://appshunter.io/ios/app/gepay/id1427293169)

This platform provides verified and trusted users with access to government and transportation services, aiming to save users time and effort. Future updates promise more services and easy payment solutions.

**Highlights:** Verified and trusted user environment, Access to government services (GBA), Access to ATS services, Time and labor saving, Easy payment solutions, User feedback integration

**Features:** macOS Compatibility

**In-app purchases:** none


### State Bank

[App page](https://appshunter.io/ios/app/state-bank/id6469474361)

Manage your finances on the go with this banking app. Access account balances, make transfers, pay bills, and apply for loans 24/7. Find ATMs and branches, and utilize helpful calculators.

**Highlights:** Account balance and transaction history, Interbank and intra-bank transfers, Utility and bill payments, Loan calculator and digital loans, ATM and branch locator, Exchange rate information, Qpay and E-money services

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Gepay free?

Gepay is free to download, with no in-app purchases.

### Is State Bank free?

State Bank is free to download, with no in-app purchases.

### Which has better reviews, Gepay or State Bank?

Gepay is rated higher. Gepay averages 3.9 out of 5 from 11 ratings, while State Bank averages 3.7 from 19 ratings.

### Do Gepay or State Bank have ads?

Neither Gepay nor State Bank shows ads.

### Which is updated more often, Gepay or State Bank?

Gepay ships an update weekly, and State Bank monthly. Most recently, Gepay was updated on October 25, 2026 and State Bank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*