# Gepay vs Pays

The clearest difference is rating: Pays at 5.0 against Gepay's 3.9. Pays also leads on iOS requirement (14.0 vs 16.4). Gepay's advantage is update cadence (weekly vs every 5 weeks) and ratings volume (11 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pays holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Gepay has 11 ratings behind it against 1, so its average is the more settled of the two.

Gepay ships an update weekly, Pays every 5 weeks. The most recent releases landed on October 12, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Gepay | Pays |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (11 ratings)](https://appshunter.io/ios/app/gepay/id1427293169/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pays/id6743153994/reviews)** |
| Number of ratings | **11** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 36 MB | 84 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gerege Systems LLC](https://appshunter.io/developer/1437211863) | [Main street finance NBFI LLC](https://appshunter.io/developer/1801690089) |

## What reviewers say

### Gepay

[App page](https://appshunter.io/ios/app/gepay/id1427293169)

This platform provides verified and trusted users with access to government and transportation services, aiming to save users time and effort. Future updates promise more services and easy payment solutions.

**Highlights:** Verified and trusted user environment, Access to government services (GBA), Access to ATS services, Time and labor saving, Easy payment solutions, User feedback integration

**Features:** macOS Compatibility

**In-app purchases:** none


### Pays

[App page](https://appshunter.io/ios/app/pays/id6743153994)

This service offers innovative loan solutions using modern technology to save you time. Borrow between 50,000 and 2,000,000 MNT with repayment terms of 3, 6, 9, 12, or 24 months, without requiring collateral.

**Highlights:** Quick loan application, Flexible repayment terms, No collateral required, Modern technology solutions, Loan amounts up to 2,000,000 MNT

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Gepay free?

Gepay is free to download, with no in-app purchases.

### Is Pays free?

Pays is free to download, with no in-app purchases.

### Which has better reviews, Gepay or Pays?

Pays is rated higher. Gepay averages 3.9 out of 5 from 11 ratings, while Pays averages 5.0 from 1 ratings.

### Do Gepay or Pays have ads?

Neither Gepay nor Pays shows ads.

### Which is updated more often, Gepay or Pays?

Gepay ships an update weekly, and Pays every 5 weeks. Most recently, Gepay was updated on October 12, 2026 and Pays on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*