# VPS SmartOne vs VNPAY App

The clearest difference is rating: VNPAY App at 4.3 against VPS SmartOne's 2.6. VNPAY App also leads on review sentiment (55% vs 16%) and ratings volume (660 vs 58). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VNPAY App holds the better App Store score, 4.3 against 2.6. That said, the two scores are not equally well evidenced: VNPAY App has 660 ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 16% of VPS SmartOne's written reviews are positive against 55% of VNPAY App's.

VPS SmartOne ships an update every 9 days, VNPAY App every 10 days. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | VPS SmartOne | VNPAY App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (58 ratings)](https://appshunter.io/ios/app/vps-smartone/id1431656423/reviews) | **[4.3 (660 ratings)](https://appshunter.io/ios/app/vnpay-app/id1470378562/reviews)** |
| Number of ratings | 58 | **660** |
| Positive reviews | 15.6% of reviews | **55.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 10 days |
| Monetization | Free | Free |
| Size | 343 MB | 508 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VPS SECURITIES JSC](https://appshunter.io/developer/1431656422) | [VNPAY](https://appshunter.io/developer/443364658) |

## What reviewers say

### VPS SmartOne

[App page](https://appshunter.io/ios/app/vps-smartone/id1431656423)

This platform offers a comprehensive suite of financial management tools for investments, wealth management, and payment services. It provides real-time market insights, investment advice, and secure transaction processing for a streamlined user experience.

**Highlights:** Integrated financial management, Investment and wealth management, Payment services, Real-time market view and advice, Secure transactions, Transaction notifications and updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VNPAY App

[App page](https://appshunter.io/ios/app/vnpay-app/id1470378562)

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

**Highlights:** Multiple secure payment methods, QR code scanning, Online shopping on VnShop, Book taxis, flights, trains, buses, Purchase movie and event tickets, Buy now, pay later services, Consumer loans

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 💰 Many discount codes and promotions
- 🚀 Fast and smooth transactions
- 🇻🇳 Supports national celebrations

**What reviewers complain about**

- 🤔 Compatibility issues with foreign cards
- 🤖 Poor customer support
- 🚫 Merchants not accepting VNPAY QR codes
- 🔒 Unreliable identity verification

**Reported bugs**

- Frequent connection errors
- Issues with payment processing and refunds
- App crashes during transactions

**Requested features**

- Expand merchant network to accept VNPAY QR
- Improve in-app support and troubleshooting
- Allow more flexibility in identity verification


## Frequently asked questions

### Is VPS SmartOne free?

VPS SmartOne is free to download, with no in-app purchases.

### Is VNPAY App free?

VNPAY App is free to download, with no in-app purchases.

### Which has better reviews, VPS SmartOne or VNPAY App?

VNPAY App is rated higher. VPS SmartOne averages 2.6 out of 5 from 58 ratings, while VNPAY App averages 4.3 from 660 ratings.

### Do VPS SmartOne or VNPAY App have ads?

Neither VPS SmartOne nor VNPAY App shows ads.

### Which is updated more often, VPS SmartOne or VNPAY App?

VPS SmartOne ships an update every 9 days, and VNPAY App every 10 days. Most recently, VPS SmartOne was updated on October 23, 2026 and VNPAY App on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*