# SkyPay vs LoanMate

The clearest difference is in-app purchases: SkyPay at none against LoanMate's 1. SkyPay also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.0). LoanMate's advantage is update cadence (every 2 weeks vs every 7 months). On price and device support there is nothing between them.

Both are free to download. LoanMate sells 1 one-off in-app purchase. SkyPay asks for nothing beyond the download.

SkyPay ships an update every 7 months, LoanMate every 2 weeks. The most recent releases landed on September 17, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | SkyPay | LoanMate |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 7 months | **Every 2 weeks** |
| Size | 13 MB | 69 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Koolpos,Inc](https://appshunter.io/developer/1426178824) | [KHANH HA DANG](https://appshunter.io/developer/1894659816) |

## What reviewers say

### SkyPay

[App page](https://appshunter.io/ios/app/skypay/id1433493278)

**Features:** macOS Compatibility

**In-app purchases:** none


### LoanMate

[App page](https://appshunter.io/ios/app/loanmate/id6762553472)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $2.99 | one-time |


## Frequently asked questions

### Is SkyPay free?

SkyPay is free to download, with no in-app purchases.

### Is LoanMate free?

LoanMate is free to download, with in-app purchases available.

### Do SkyPay or LoanMate have ads?

LoanMate shows ads; SkyPay does not.

### Which is updated more often, SkyPay or LoanMate?

SkyPay ships an update every 7 months, and LoanMate every 2 weeks. Most recently, SkyPay was updated on September 17, 2026 and LoanMate on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*