# PAYGO vs Etoken Plus

The clearest difference is rating: Etoken Plus at 5.0 against PAYGO's 3.0. Etoken Plus also leads on update cadence (every 3 days vs every 2 months). PAYGO's advantage is ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Etoken Plus holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

PAYGO ships an update every 2 months, Etoken Plus every 3 days. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | PAYGO | Etoken Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/paygo/id1433709621/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/etoken-plus/id1615109130/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | Free |
| Size | 20 MB | 21 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PAYGO S.A.S](https://appshunter.io/developer/1433709620) | [etoken web](https://appshunter.io/developer/1615109132) |

## What reviewers say

### PAYGO

[App page](https://appshunter.io/ios/app/paygo/id1433709621)

This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.

**Highlights:** Secure alternative payment method, Real-time spending monitoring, Control over purchases, Block unwanted products/categories, View meal menu schedules

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Etoken Plus

[App page](https://appshunter.io/ios/app/etoken-plus/id1615109130)

This finance app offers an interactive and user-friendly interface to view detailed information about sales points and "roulettes." It provides comprehensive reporting options, including daily, global, and period-based views.

**Highlights:** Interactive design, Easy to use, Sales point details, Roulette details, Reporting (period, global, daily)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PAYGO free?

PAYGO is free to download, with no in-app purchases.

### Is Etoken Plus free?

Etoken Plus is free to download, with no in-app purchases.

### Which has better reviews, PAYGO or Etoken Plus?

Etoken Plus is rated higher. PAYGO averages 3.0 out of 5 from 4 ratings, while Etoken Plus averages 5.0 from 1 ratings.

### Do PAYGO or Etoken Plus have ads?

Neither PAYGO nor Etoken Plus shows ads.

### Which is updated more often, PAYGO or Etoken Plus?

PAYGO ships an update every 2 months, and Etoken Plus every 3 days. Most recently, PAYGO was updated on September 29, 2026 and Etoken Plus on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*