# PAYGO vs Loto App

The clearest difference is update cadence: Loto App at every 10 days against PAYGO's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PAYGO ships an update every 2 months, Loto App every 10 days. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | PAYGO | Loto App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (4 ratings)](https://appshunter.io/ios/app/paygo/id1433709621/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | — |
| Size | 20 MB | 25 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PAYGO S.A.S](https://appshunter.io/developer/1433709620) | [Loto Latam](https://appshunter.io/developer/1806437904) |

## What reviewers say

### PAYGO

[App page](https://appshunter.io/ios/app/paygo/id1433709621)

This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.

**Highlights:** Secure alternative payment method, Real-time spending monitoring, Control over purchases, Block unwanted products/categories, View meal menu schedules

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loto App

[App page](https://appshunter.io/ios/app/loto-app/id6744193192)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PAYGO free?

PAYGO is free to download, with no in-app purchases.

### Is Loto App free?

Loto App is free to download, with no in-app purchases.

### Do PAYGO or Loto App have ads?

Neither PAYGO nor Loto App shows ads.

### Which is updated more often, PAYGO or Loto App?

PAYGO ships an update every 2 months, and Loto App every 10 days. Most recently, PAYGO was updated on October 14, 2026 and Loto App on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*