# PAYGO vs Subscription Tracker

The clearest difference is in-app purchases: PAYGO at none against Subscription Tracker's 3. PAYGO also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.0). Subscription Tracker's advantage is update cadence (every 3 weeks vs every 2 months). On price and ads there is nothing between them.

Both are free to download. Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. PAYGO asks for nothing beyond the download.

PAYGO ships an update every 2 months, Subscription Tracker every 3 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | PAYGO | Subscription Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (4 ratings)](https://appshunter.io/ios/app/paygo/id1433709621/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 20 MB | 13 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PAYGO S.A.S](https://appshunter.io/developer/1433709620) | [Ahmet Onur Sahin](https://appshunter.io/developer/1713945888) |

## What reviewers say

### PAYGO

[App page](https://appshunter.io/ios/app/paygo/id1433709621)

This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.

**Highlights:** Secure alternative payment method, Real-time spending monitoring, Control over purchases, Block unwanted products/categories, View meal menu schedules

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Subscription Tracker

[App page](https://appshunter.io/ios/app/subscription-tracker-subclock/id6790950951)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubClock Pro Monthly | $3.99 | per month |
| SubClock Pro Yearly | $29.99 | per year |
| SubClock Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is PAYGO free?

PAYGO is free to download, with no in-app purchases.

### Is Subscription Tracker free?

Subscription Tracker is free to download, with in-app purchases available.

### Do PAYGO or Subscription Tracker have ads?

Neither PAYGO nor Subscription Tracker shows ads.

### Which is updated more often, PAYGO or Subscription Tracker?

PAYGO ships an update every 2 months, and Subscription Tracker every 3 weeks. Most recently, PAYGO was updated on November 2, 2026 and Subscription Tracker on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*