# Principal® vs AMI Benefit

The clearest difference is rating: Principal® at 4.8 against AMI Benefit's 1.0. Principal® also leads on review sentiment (32% vs 0%) and update cadence (every 2 weeks vs every 35 months). AMI Benefit's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Principal® holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Principal® has 239K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 32% of Principal®'s written reviews are positive against 0% of AMI Benefit's.

Principal® ships an update every 2 weeks, AMI Benefit every 35 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Principal® | AMI Benefit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (239K ratings)](https://appshunter.io/ios/app/principal/id1433961188/reviews)** | [1.0 (4 ratings)](https://appshunter.io/ios/app/ami-benefit/id1549580500/reviews) |
| Number of ratings | **239K** | 4 |
| Positive reviews | **32.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 35 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#139** | — |
| Size | 105 MB | 20 MB |
| Requires iOS | 16.4 | **12.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Principal Financial Group](https://appshunter.io/developer/442790612) | [AMI Benefit Plan Administrators, Inc.](https://appshunter.io/developer/1502628826) |

## What reviewers say

### Principal®

[App page](https://appshunter.io/ios/app/principal/id1433961188)

**Currently charting:** #139 Top Free · Finance (US App Store)

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

**Highlights:** View account balances, Roll over funds, Change contributions, Adjust investments, Financial education resources, Retirement Wellness Score

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient mobile access
- 💡 Helpful investment tools
- 🔒 Secure login process

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow and laggy performance
- 📊 Lacking key account information
- 🤔 Confusing navigation and UI

**Reported bugs**

- Unable to change contribution rates
- Inconsistent login and logout functionality
- Rollover check deposit not working as advertised
- Certain account details not displaying properly

**Requested features**

- Improved transaction history and reporting
- Ability to deposit checks via the app
- More customization options for the dashboard
- Seamless integration with other financial accounts


### AMI Benefit

[App page](https://appshunter.io/ios/app/ami-benefit/id1549580500)

Manage your employer-sponsored retirement plan. View your account details, track investments, and access important plan documents all in one place.

**Highlights:** Review employer-sponsored plans, Manage retirement accounts, Track investments, Access plan documents, View account details

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Principal® free?

Principal® is free to download, with no in-app purchases.

### Is AMI Benefit free?

AMI Benefit is free to download, with no in-app purchases.

### Which has better reviews, Principal® or AMI Benefit?

Principal® is rated higher. Principal® averages 4.8 out of 5 from 239K ratings, while AMI Benefit averages 1.0 from 4 ratings.

### Do Principal® or AMI Benefit have ads?

Neither Principal® nor AMI Benefit shows ads.

### Which is updated more often, Principal® or AMI Benefit?

Principal® ships an update every 2 weeks, and AMI Benefit every 35 months. Most recently, Principal® was updated on October 27, 2026 and AMI Benefit on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*