# Principal® vs SaveSpend3

The clearest difference is chart position: Principal® at #122 against SaveSpend3's unranked. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Principal® ships an update every 8 days, SaveSpend3 every 9 days. The most recent releases landed on September 30, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Principal® | SaveSpend3 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (236K ratings)](https://appshunter.io/ios/app/principal/id1433961188/reviews)** | — |
| Number of ratings | **236K** | — |
| Positive reviews | 32.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 9 days |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#122** | — |
| Size | 106 MB | 2 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Principal Financial Group](https://appshunter.io/developer/442790612) | [29Apps LLC](https://appshunter.io/developer/1817021563) |

## What reviewers say

### Principal®

[App page](https://appshunter.io/ios/app/principal/id1433961188)

**Currently charting:** #122 Top Free · Finance (US App Store)

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

**Highlights:** View account balances, Roll over funds, Change contributions, Adjust investments, Financial education resources, Retirement Wellness Score

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient mobile access
- 💡 Helpful investment tools
- 🔒 Secure login process

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow and laggy performance
- 📊 Lacking key account information
- 🤔 Confusing navigation and UI

**Reported bugs**

- Unable to change contribution rates
- Inconsistent login and logout functionality
- Rollover check deposit not working as advertised
- Certain account details not displaying properly

**Requested features**

- Improved transaction history and reporting
- Ability to deposit checks via the app
- More customization options for the dashboard
- Seamless integration with other financial accounts


### SaveSpend3

[App page](https://appshunter.io/ios/app/savespend3/id6746460033)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Principal® free?

Principal® is free to download, with no in-app purchases.

### Is SaveSpend3 free?

SaveSpend3 is free to download, with no in-app purchases.

### Do Principal® or SaveSpend3 have ads?

Neither Principal® nor SaveSpend3 shows ads.

### Which is updated more often, Principal® or SaveSpend3?

Principal® ships an update every 8 days, and SaveSpend3 every 9 days. Most recently, Principal® was updated on September 30, 2026 and SaveSpend3 on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*