# FNB Waterloo vs FSBCH Mobile App

The clearest difference is review sentiment: FNB Waterloo at 17% against FSBCH Mobile App's 0%. FNB Waterloo also leads on ratings volume (1.3K vs 94) and monetization model (free vs ad-supported). FSBCH Mobile App's advantage is rating (4.9 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FSBCH Mobile App holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: FNB Waterloo has 1.3K ratings behind it against 94, so its average is the more settled of the two. Written reviews complicate that: 17% of FNB Waterloo's written reviews are positive against 0% of FSBCH Mobile App's, so the app with the better star average is not the one people write more warmly about.

FNB Waterloo ships an update every 4 months, FSBCH Mobile App every 5 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | FNB Waterloo | FSBCH Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.3K ratings)](https://appshunter.io/ios/app/fnb-waterloo/id1434103433/reviews) | **[4.9 (94 ratings)](https://appshunter.io/ios/app/fsbch-mobile-app/id1530443336/reviews)** |
| Number of ratings | **1.3K** | 94 |
| Positive reviews | **16.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | **Free** | Ad-supported |
| Size | 105 MB | 111 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Waterloo Bancshares, Inc.](https://appshunter.io/developer/530752142) | [First State Bank Of Campbell Hill, Inc](https://appshunter.io/developer/1530443338) |

## What reviewers say

### FNB Waterloo

[App page](https://appshunter.io/ios/app/fnb-waterloo/id1434103433)

Manage your bank accounts securely and conveniently from your mobile device. Check balances, view transactions, transfer funds, and deposit checks by taking pictures. Get started easily with your existing online banking credentials.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Deposit checks by snapping a picture, View deposit history

**Features:** Apple Wallet

**In-app purchases:** none


### FSBCH Mobile App

[App page](https://appshunter.io/ios/app/fsbch-mobile-app/id1530443336)

Manage your finances on the go with this mobile banking application. Easily transfer funds between accounts, pay bills, and monitor your account balances from anywhere. Experience convenient banking at your fingertips.

**Highlights:** Fund transfers, Bill payments, Account balance checks, Mobile banking, Financial management

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FNB Waterloo free?

FNB Waterloo is free to download, with no in-app purchases.

### Is FSBCH Mobile App free?

FSBCH Mobile App is free to download, with no in-app purchases.

### Which has better reviews, FNB Waterloo or FSBCH Mobile App?

FSBCH Mobile App is rated higher. FNB Waterloo averages 4.6 out of 5 from 1.3K ratings, while FSBCH Mobile App averages 4.9 from 94 ratings.

### Do FNB Waterloo or FSBCH Mobile App have ads?

Both FNB Waterloo and FSBCH Mobile App show ads.

### Which is updated more often, FNB Waterloo or FSBCH Mobile App?

FNB Waterloo ships an update every 4 months, and FSBCH Mobile App every 5 months. Most recently, FNB Waterloo was updated on October 24, 2026 and FSBCH Mobile App on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*