# FNB Waterloo vs ccbankil

The clearest difference is review sentiment: ccbankil at 100% against FNB Waterloo's 17%. ccbankil also leads on ads (none vs shown) and update cadence (monthly vs every 4 months). FNB Waterloo's advantage is monetization model (free vs free with in-app purchases) and ratings volume (1.3K vs 318). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ccbankil holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.3K and 318 respectively. Written reviews point the same way: 17% of FNB Waterloo's written reviews are positive against 100% of ccbankil's.

FNB Waterloo ships an update every 4 months, ccbankil monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | FNB Waterloo | ccbankil |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.3K ratings)](https://appshunter.io/ios/app/fnb-waterloo/id1434103433/reviews) | **[4.8 (318 ratings)](https://appshunter.io/ios/app/ccbankil/id1617280462/reviews)** |
| Number of ratings | **1.3K** | 318 |
| Positive reviews | 16.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 105 MB | 198 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First Waterloo Bancshares, Inc.](https://appshunter.io/developer/530752142) | [Citizens Community Bank IL](https://appshunter.io/developer/1089260624) |

## What reviewers say

### FNB Waterloo

[App page](https://appshunter.io/ios/app/fnb-waterloo/id1434103433)

Manage your bank accounts securely and conveniently from your mobile device. Check balances, view transactions, transfer funds, and deposit checks by taking pictures. Get started easily with your existing online banking credentials.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Deposit checks by snapping a picture, View deposit history

**Features:** Apple Wallet

**In-app purchases:** none


### ccbankil

[App page](https://appshunter.io/ios/app/ccbankil/id1617280462)

Aggregate all your financial accounts into one secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks. This app helps you stay on top of your finances with ease.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Manage debit cards, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FNB Waterloo free?

FNB Waterloo is free to download, with no in-app purchases.

### Is ccbankil free?

ccbankil is free to download, with no in-app purchases.

### Which has better reviews, FNB Waterloo or ccbankil?

ccbankil is rated higher. FNB Waterloo averages 4.6 out of 5 from 1.3K ratings, while ccbankil averages 4.8 from 318 ratings.

### Do FNB Waterloo or ccbankil have ads?

FNB Waterloo shows ads; ccbankil does not.

### Which is updated more often, FNB Waterloo or ccbankil?

FNB Waterloo ships an update every 4 months, and ccbankil monthly. Most recently, FNB Waterloo was updated on November 6, 2026 and ccbankil on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*