# UniToken vs CMF App

The clearest difference is ads: UniToken at none against CMF App's shown. UniToken also leads on iOS requirement (9.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UniToken ships an update every 5 weeks, CMF App every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | UniToken | CMF App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (7 ratings)](https://appshunter.io/ios/app/cmf-app/id6451213803/reviews)** |
| Number of ratings | — | **7** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | — | Ad-supported |
| Size | 2 MB | 85 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Unibank, S.A.](https://appshunter.io/developer/1362805708) | [CM Financiera, S.A](https://appshunter.io/developer/1697185668) |

## What reviewers say

### UniToken

[App page](https://appshunter.io/ios/app/unitoken/id1434115534)

**Features:** macOS Compatibility

**In-app purchases:** none


### CMF App

[App page](https://appshunter.io/ios/app/cmf-app/id6451213803)

Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.

**Highlights:** Digital credit card access, Transaction inquiries, Payment processing, Installment conversion, Insurance purchasing, New product applications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UniToken free?

UniToken is free to download, with no in-app purchases.

### Is CMF App free?

CMF App is free to download, with no in-app purchases.

### Do UniToken or CMF App have ads?

CMF App shows ads; UniToken does not.

### Which is updated more often, UniToken or CMF App?

UniToken ships an update every 5 weeks, and CMF App every 3 weeks. Most recently, UniToken was updated on October 26, 2026 and CMF App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*