# Penman vs MyCurrency

The clearest difference is rating: MyCurrency at 5.0 against Penman's 4.1. MyCurrency also leads on review sentiment (100% vs 58%) and in-app purchases (none vs 10). Penman's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (252 vs 2). On price, ads and device support there is nothing between them.

Both are free to download. Penman sells 10 in-app purchases, starting at $2.99 per month. MyCurrency asks for nothing beyond the download.

MyCurrency holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Penman has 252 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 58% of Penman's written reviews are positive against 100% of MyCurrency's.

Penman ships an update every 2 weeks, MyCurrency every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Penman | MyCurrency |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (252 ratings)](https://appshunter.io/ios/app/penman-ai-note-taker/id1434184098/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mycurrency/id1473777410/reviews)** |
| Number of ratings | **252** | 2 |
| Positive reviews | 57.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Freemium | **Free** |
| Size | 104 MB | 49 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | **iPhone, iPad, Mac** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [SER_INT](https://appshunter.io/developer/525443615) | [MyCurrency Software Development OPC](https://appshunter.io/developer/1473777409) |

## What reviewers say

### Penman

[App page](https://appshunter.io/ios/app/penman-ai-note-taker/id1434184098)

Effortlessly convert spoken words into text notes in over 120 languages using advanced speech-to-text technology. Enhance your writing with AI-powered actions and organize your notes with a powerful, intuitive editor. Sync securely across devices and export your work in various formats.

**Highlights:** Speech to text transcription, AI-powered writing enhancements, Intuitive text editor, Note organization and categorization, Cross-device iCloud sync, Export to PDF, TXT, Image, HTML, Multiple language support

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Discount Premium | $2.99 | per month |
| Monthly Penman Premium | $4.99 | per month |
| Yearly Discount Premium | $14.99 | per year |
| 6 Months Penman Premium | $16.99 | per 6 months |
| Yearly Voice to Text plan | $19.99 | per year |
| Yearly Speech to Text Live | $19.99 | per year |
| Yearly Speech Voice to Text | $29.99 | per year |
| Unlimited Voice to Text | $29.99 | one-time |
| Unlimited Voice to Text | $39.99 | one-time |
| Unlimited Voice to Text | $59.99 | one-time |

**What reviewers like**

- 🚀 Accurate speech-to-text transcription
- ⚡ Fast and efficient note-taking
- 🎨 Beautiful, intuitive UI design
- 🌍 Supports multiple languages
- 📱 Easy text export to various formats

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- 💾 Data loss and disappearing text issues
- 🔄 Unreliable syncing across devices
- ⏸️ Recording stops when phone sleeps
- ❌ Inconsistent speech-to-text accuracy

**Reported bugs**

- App crashes on launch or during use
- Text disappears without user action
- Transcription halts when device enters sleep mode
- iCloud sync failures between devices
- Notes deleted when free trial expires

**Requested features**

- Persistent highlighting tool color selection
- Export to Markdown (.md) format
- Custom photo book covers
- More font options
- Ability to keep handwritten notes without conversion


### MyCurrency

[App page](https://appshunter.io/ios/app/mycurrency/id1473777410)

Consolidate all your store loyalty cards and points into one digital wallet. Trade, buy, or sell your loyalty points with other users, making them more versatile than ever. This app also helps businesses create their own loyalty programs easily.

**Highlights:** Universal loyalty point management, Trade loyalty points, Buy and sell loyalty points, Digital loyalty card wallet, Create business loyalty programs, Reduce plastic pollution

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Penman free?

Penman is free to download, with in-app purchases available.

### Is MyCurrency free?

MyCurrency is free to download, with no in-app purchases.

### Which has better reviews, Penman or MyCurrency?

MyCurrency is rated higher. Penman averages 4.1 out of 5 from 252 ratings, while MyCurrency averages 5.0 from 2 ratings.

### Do Penman or MyCurrency have ads?

Neither Penman nor MyCurrency shows ads.

### Which is updated more often, Penman or MyCurrency?

Penman ships an update every 2 weeks, and MyCurrency every 3 months. Most recently, Penman was updated on November 6, 2026 and MyCurrency on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*