# Steer Clear® vs Transact eAccounts

The clearest difference is chart position: Transact eAccounts at #138 against Steer Clear®'s unranked. Transact eAccounts also leads on update cadence (monthly vs every 2 months) and review sentiment (40% vs 29%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Steer Clear® against 4.8 for Transact eAccounts. Both are backed by a comparable volume of ratings — 71K and 55K respectively. Written reviews are what separate them: 29% of Steer Clear®'s written reviews are positive against 40% of Transact eAccounts's.

Steer Clear® ships an update every 2 months, Transact eAccounts monthly. Both last shipped on November 6, 2026.

## The numbers

| Metric | Steer Clear® | Transact eAccounts |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (71K ratings)](https://appshunter.io/ios/app/steer-clear/id1434324487/reviews) | **[4.8 (55K ratings)](https://appshunter.io/ios/app/transact-eaccounts/id1493974212/reviews)** |
| Number of ratings | **71K** | 55K |
| Positive reviews | 29.1% of reviews | **39.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Best chart rank | — | **#138** |
| Size | 21 MB | 27 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [State Farm Mutual Automobile Insurance Company](https://appshunter.io/developer/318142140) | [Transact Campus, LLC](https://appshunter.io/developer/1478447789) |

## What reviewers say

### Steer Clear®

[App page](https://appshunter.io/ios/app/steer-clear/id1434324487)

This app helps young drivers improve their driving habits through interactive learning modules and trip tracking. Completing the program may qualify users for an auto insurance premium adjustment.

**Highlights:** Learning modules on safe driving topics, Automatic trip tracking, Driving behavior feedback (braking, acceleration, cornering), Program completion certificate, Motivational badges for accomplishments, Distracted driving education

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Provides driving feedback
- 🚀 Quick lessons
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Inaccurate scoring
- 🐛 Sensitive to phone movement
- 🐛 Inconsistent trip recording
- 🐛 Harsh/overly critical scoring
- 🐛 Fails to account for real-world driving conditions

**Reported bugs**

- Trips not recording due to phone movement
- Acceleration/braking incorrectly detected
- Inconsistent scoring between drives
- Calibration issues causing inaccurate data

**Requested features**

- Allow driver comments/explanations for incidents
- Improve scoring algorithm to be more realistic
- Integrate with other driving apps for seamless experience
- Provide more detailed feedback on areas for improvement


### Transact eAccounts

[App page](https://appshunter.io/ios/app/transact-eaccounts/id1493974212)

**Currently charting:** #138 Top Free · Education (US App Store)

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

**Highlights:** View account balances, Track recent transactions, Add money to accounts, Digital ID in Apple Wallet, Report lost/found cards, Multi-factor authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great technology
- 🚀 Convenient
- 👍 Easy to use
- 👍 Accessible
- 👍 Helpful

**What reviewers complain about**

- 🐛 Inconsistent performance
- 🐛 Unreliable
- 🐛 Slow
- 🐛 Buggy
- 🐛 Glitchy

**Reported bugs**

- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school

**Requested features**

- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration


## Frequently asked questions

### Is Steer Clear® free?

Steer Clear® is free to download, with no in-app purchases.

### Is Transact eAccounts free?

Transact eAccounts is free to download, with no in-app purchases.

### Which has better reviews, Steer Clear® or Transact eAccounts?

Transact eAccounts is rated higher. Steer Clear® averages 4.7 out of 5 from 71K ratings, while Transact eAccounts averages 4.8 from 55K ratings.

### Do Steer Clear® or Transact eAccounts have ads?

Neither Steer Clear® nor Transact eAccounts shows ads.

### Which is updated more often, Steer Clear® or Transact eAccounts?

Steer Clear® ships an update every 2 months, and Transact eAccounts monthly. Most recently, Steer Clear® was updated on November 6, 2026 and Transact eAccounts on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*