# CrediaBank vs Chio

CrediaBank and Chio are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CrediaBank ships an update every 5 weeks, Chio every 3 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | CrediaBank | Chio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (6 ratings)](https://appshunter.io/ios/app/crediabank/id1434412776/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 5.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 123 MB | 2 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [CREDIABANK S.A.](https://appshunter.io/developer/1434412775) | [Thanh Ha](https://appshunter.io/developer/1708176007) |

## What reviewers say

### CrediaBank

[App page](https://appshunter.io/ios/app/crediabank/id1434412776)

Manage all your financial products, including accounts, cards, and loans, in one place. Perform money transfers, pay bills, and manage your cards with enhanced security features like PIN and biometric login.

**Highlights:** Unified account overview, Widgets for quick access, Money transfers (SEPA, international), IRIS Payments with QR codes, Bill payments, Card management and PIN reminder, Biometric login and SCA

**Features:** Apple Wallet

**In-app purchases:** none


### Chio

[App page](https://appshunter.io/ios/app/chio-one-tap-expense-tracker/id6818015632)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CrediaBank free?

CrediaBank is free to download, with no in-app purchases.

### Is Chio free?

Chio is free to download, with no in-app purchases.

### Do CrediaBank or Chio have ads?

Neither CrediaBank nor Chio shows ads.

### Which is updated more often, CrediaBank or Chio?

CrediaBank ships an update every 5 weeks, and Chio every 3 weeks. Most recently, CrediaBank was updated on November 6, 2026 and Chio on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*