# AFi Payments vs Jupay

The clearest difference is rating: Jupay at 4.7 against AFi Payments's 4.0. Jupay also leads on ratings volume (2.8K vs 6) and update cadence (fortnightly vs monthly). AFi Payments's advantage is review sentiment (100% vs 67%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Jupay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Jupay has 2.8K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 100% of AFi Payments's written reviews are positive against 67% of Jupay's, so the app with the better star average is not the one people write more warmly about.

AFi Payments ships an update monthly, Jupay fortnightly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | AFi Payments | Jupay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (6 ratings)](https://appshunter.io/ios/app/afi-payments/id1434647986/reviews) | **[4.7 (2.8K ratings)](https://appshunter.io/ios/app/jupay/id1441559846/reviews)** |
| Number of ratings | 6 | **2.8K** |
| Positive reviews | **100.0% of reviews** | 67.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 25 MB | 68 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TecHustle, Inc](https://appshunter.io/developer/1434647985) | [Juni Holdings Inc](https://appshunter.io/developer/1441559845) |

## What reviewers say

### AFi Payments

[App page](https://appshunter.io/ios/app/afi-payments/id1434647986)

Facilitate quick and affordable business payments within Africa. Send, receive, and request commercial transactions using various payment methods. Track finances and build a digital credit footprint.

**Highlights:** Send and receive commercial payments, Request payments from clients, Use debit/credit cards, bank accounts, mobile money, Track all financial activities, Build digital financial footprint, Secure encryption and fraud monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Jupay

[App page](https://appshunter.io/ios/app/jupay/id1441559846)

Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.

**Highlights:** Free transfers to Ghana, Instant money delivery, Mobile wallet and bank account deposits, Debit card and ACH payments, Real-time transaction tracking, FCA, FINTRAC registered

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable money transfers
- 🔒 Secure personal information
- 👍 User-friendly app
- 💰 Great exchange rates

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🤖 Poor customer service
- ⚠️ Accounts being flagged for no reason
- 🕰️ Slow money delivery

**Reported bugs**

- App not opening on some devices
- Issues with adding/updating payment methods
- Pending transactions not being processed

**Requested features**

- Update personal information easily
- Improve app stability and performance
- Enhance customer service responsiveness


## Frequently asked questions

### Is AFi Payments free?

AFi Payments is free to download, with no in-app purchases.

### Is Jupay free?

Jupay is free to download, with no in-app purchases.

### Which has better reviews, AFi Payments or Jupay?

Jupay is rated higher. AFi Payments averages 4.0 out of 5 from 6 ratings, while Jupay averages 4.7 from 2.8K ratings.

### Do AFi Payments or Jupay have ads?

Neither AFi Payments nor Jupay shows ads.

### Which is updated more often, AFi Payments or Jupay?

AFi Payments ships an update monthly, and Jupay fortnightly. Most recently, AFi Payments was updated on October 24, 2026 and Jupay on October 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*