# AFi Payments vs Softmasters PayDirect

The clearest difference is rating: AFi Payments at 4.0 against Softmasters PayDirect's 2.0. AFi Payments also leads on ratings volume (6 vs 1). Softmasters PayDirect's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AFi Payments holds the better App Store score, 4.0 against 2.0. That said, the two scores are not equally well evidenced: AFi Payments has 6 ratings behind it against 1, so its average is the more settled of the two.

AFi Payments ships an update monthly, Softmasters PayDirect weekly. The most recent releases landed on October 4, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | AFi Payments | Softmasters PayDirect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (6 ratings)](https://appshunter.io/ios/app/afi-payments/id1434647986/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/softmasters-paydirect/id6781264829/reviews) |
| Number of ratings | **6** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | Free |
| Size | 27 MB | 80 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [TecHustle, Inc](https://appshunter.io/developer/1434647985) | [SOFTMASTERS COMPANY LIMITED](https://appshunter.io/developer/1562841143) |

## What reviewers say

### AFi Payments

[App page](https://appshunter.io/ios/app/afi-payments/id1434647986)

Facilitate quick and affordable business payments within Africa. Send, receive, and request commercial transactions using various payment methods. Track finances and build a digital credit footprint.

**Highlights:** Send and receive commercial payments, Request payments from clients, Use debit/credit cards, bank accounts, mobile money, Track all financial activities, Build digital financial footprint, Secure encryption and fraud monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Softmasters PayDirect

[App page](https://appshunter.io/ios/app/softmasters-paydirect/id6781264829)

This app consolidates payments, banking, shopping, and business services into a single, secure digital platform. Users can send and receive money, pay bills, shop from merchants, and manage transactions in real time for a convenient financial experience.

**Highlights:** Send and receive money securely, Pay utility and service bills, Shop from trusted merchants, Access banking services, Manage payments in real time, Secure account access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AFi Payments free?

AFi Payments is free to download, with no in-app purchases.

### Is Softmasters PayDirect free?

Softmasters PayDirect is free to download, with no in-app purchases.

### Which has better reviews, AFi Payments or Softmasters PayDirect?

AFi Payments is rated higher. AFi Payments averages 4.0 out of 5 from 6 ratings, while Softmasters PayDirect averages 2.0 from 1 ratings.

### Do AFi Payments or Softmasters PayDirect have ads?

Neither AFi Payments nor Softmasters PayDirect shows ads.

### Which is updated more often, AFi Payments or Softmasters PayDirect?

AFi Payments ships an update monthly, and Softmasters PayDirect weekly. Most recently, AFi Payments was updated on October 4, 2026 and Softmasters PayDirect on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*