# Wealth Simple vs LemFi

The clearest difference is iOS requirement: Wealth Simple at 12.0 against LemFi's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Wealth Simple | LemFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (76K ratings)](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809/reviews)** |
| Number of ratings | — | **76K** |
| Positive reviews | — | 57.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | — | Free |
| Size | 11 MB | 267 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bharosa Club](https://appshunter.io/developer/1434746028) | [Lemonade Finance](https://appshunter.io/developer/1533066811) |

## What reviewers say

### Wealth Simple

[App page](https://appshunter.io/ios/app/wealth-simple-tm/id1434746029)

**Features:** macOS Compatibility

**In-app purchases:** none


### LemFi

[App page](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809)

Send money internationally to over 30 countries with transparent fees and real-time tracking. In the UK, access savings accounts with competitive interest rates and revolving credit lines, subject to eligibility. Purchase eSIM data for global connectivity.

**Highlights:** International money transfers, Zero transfer fees on supported corridors, Real-time transfer tracking, Instant Access Savings Account (UK), Revolving credit line (UK), eSIM data purchase, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transfers
- 💳 Competitive exchange rates
- 👍 Easy to use app
- 🕰️ Instant money delivery
- 🤝 Excellent customer service

**What reviewers complain about**

- 🕰️ Delayed transactions
- 🔒 Verification issues
- 💳 Debit card problems
- 🤖 Poor customer support
- 💰 High fees

**Reported bugs**

- App crashes or freezes
- Funds not reflecting in wallet
- Incorrect exchange rates displayed
- Verification process not working

**Requested features**

- Add more beneficiary bank options
- Improve transaction history and reporting
- Provide ability to cancel or reverse transactions
- Increase transfer limits
- Offer mobile wallet or digital account features


## Frequently asked questions

### Is Wealth Simple free?

Wealth Simple is free to download, with no in-app purchases.

### Is LemFi free?

LemFi is free to download, with no in-app purchases.

### Do Wealth Simple or LemFi have ads?

Neither Wealth Simple nor LemFi shows ads.

### Which is updated more often, Wealth Simple or LemFi?

Wealth Simple ships an update weekly, and LemFi weekly. Most recently, Wealth Simple was updated on October 29, 2026 and LemFi on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*