# PNB ONE vs PSB UnIC

The clearest difference is rating: PSB UnIC at 4.8 against PNB ONE's 3.6. PSB UnIC also leads on review sentiment (52% vs 15%). PNB ONE's advantage is ratings volume (566 vs 4) and update cadence (every 11 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PSB UnIC holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: PNB ONE has 566 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 15% of PNB ONE's written reviews are positive against 52% of PSB UnIC's.

PNB ONE ships an update every 11 days, PSB UnIC monthly. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | PNB ONE | PSB UnIC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (566 ratings)](https://appshunter.io/ios/app/pnb-one/id1434797444/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/psb-unic/id1597657276/reviews)** |
| Number of ratings | **566** | 4 |
| Positive reviews | 15.1% of reviews | **51.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Monthly |
| Monetization | Free | Free |
| Size | 394 MB | 196 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PNB](https://appshunter.io/developer/898528851) | [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222) |

## What reviewers say

### PNB ONE

[App page](https://appshunter.io/ios/app/pnb-one/id1434797444)

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

**Highlights:** Interactive dashboard, Account statement viewing, Fund transfers (NEFT/IMPS/UPI), Term deposit and mutual fund investments, Debit and credit card management, Bill payments and recharges, Cheque status inquiry and stop cheque

**Features:** Vision Pro support

**In-app purchases:** none


### PSB UnIC

[App page](https://appshunter.io/ios/app/psb-unic/id1597657276)

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

**Highlights:** Fund transfers (UPI, NEFT, RTGS, IMPS), Account details and statement generation, Invest in term deposits and social security schemes, Debit card management and application, Cheque services and positive pay, Biometric and MPIN login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PNB ONE free?

PNB ONE is free to download, with no in-app purchases.

### Is PSB UnIC free?

PSB UnIC is free to download, with no in-app purchases.

### Which has better reviews, PNB ONE or PSB UnIC?

PSB UnIC is rated higher. PNB ONE averages 3.6 out of 5 from 566 ratings, while PSB UnIC averages 4.8 from 4 ratings.

### Do PNB ONE or PSB UnIC have ads?

Neither PNB ONE nor PSB UnIC shows ads.

### Which is updated more often, PNB ONE or PSB UnIC?

PNB ONE ships an update every 11 days, and PSB UnIC monthly. Most recently, PNB ONE was updated on September 24, 2026 and PSB UnIC on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*