# PNB ONE vs MFCentral Mutual Fund App

The clearest difference is rating: PNB ONE at 3.6 against MFCentral Mutual Fund App's 2.4. PNB ONE also leads on update cadence (every 2 weeks vs every 29 months) and ratings volume (581 vs 9). MFCentral Mutual Fund App's advantage is review sentiment (31% vs 15%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PNB ONE holds the better App Store score, 3.6 against 2.4. That said, the two scores are not equally well evidenced: PNB ONE has 581 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 15% of PNB ONE's written reviews are positive against 31% of MFCentral Mutual Fund App's, so the app with the better star average is not the one people write more warmly about.

PNB ONE ships an update every 2 weeks, MFCentral Mutual Fund App every 29 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | PNB ONE | MFCentral Mutual Fund App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (581 ratings)](https://appshunter.io/ios/app/pnb-one/id1434797444/reviews)** | [2.4 (9 ratings)](https://appshunter.io/ios/app/mfcentral-mutual-fund-app/id1600859014/reviews) |
| Number of ratings | **581** | 9 |
| Positive reviews | 14.9% of reviews | **31.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 29 months |
| Monetization | Free | Free |
| Size | 387 MB | 14 MB |
| Requires iOS | **17.0** | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Punjab National Bank](https://appshunter.io/developer/898528851) | [KFIN TECHNOLOGIES LIMITED](https://appshunter.io/developer/763659403) |

## What reviewers say

### PNB ONE

[App page](https://appshunter.io/ios/app/pnb-one/id1434797444)

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

**Highlights:** Interactive dashboard, Account statement viewing, Fund transfers (NEFT/IMPS/UPI), Term deposit and mutual fund investments, Debit and credit card management, Bill payments and recharges, Cheque status inquiry and stop cheque

**Features:** Vision Pro support

**In-app purchases:** none


### MFCentral Mutual Fund App

[App page](https://appshunter.io/ios/app/mfcentral-mutual-fund-app/id1600859014)

This app serves as India's first unified platform for managing all your mutual fund investments. It allows you to view your portfolio across all folios and initiate service requests for non-demat holdings. Access statements, track status, and manage your investments conveniently from one place.

**Highlights:** Unified portfolio view (SoA & Demat), Initiate service requests, Track investment status, Consolidated account statements, Manage nominee details, Update bank and tax information

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PNB ONE free?

PNB ONE is free to download, with no in-app purchases.

### Is MFCentral Mutual Fund App free?

MFCentral Mutual Fund App is free to download, with no in-app purchases.

### Which has better reviews, PNB ONE or MFCentral Mutual Fund App?

PNB ONE is rated higher. PNB ONE averages 3.6 out of 5 from 581 ratings, while MFCentral Mutual Fund App averages 2.4 from 9 ratings.

### Do PNB ONE or MFCentral Mutual Fund App have ads?

Neither PNB ONE nor MFCentral Mutual Fund App shows ads.

### Which is updated more often, PNB ONE or MFCentral Mutual Fund App?

PNB ONE ships an update every 2 weeks, and MFCentral Mutual Fund App every 29 months. Most recently, PNB ONE was updated on October 30, 2026 and MFCentral Mutual Fund App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*