# PNB ONE vs Vellum

The clearest difference is in-app purchases: PNB ONE at none against Vellum's 3. Vellum's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Vellum sells 3 in-app purchases, starting at $5.99 per month. PNB ONE asks for nothing beyond the download.

PNB ONE ships an update every 2 weeks, Vellum every 5 days. The most recent releases landed on November 13, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | PNB ONE | Vellum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (585 ratings)](https://appshunter.io/ios/app/pnb-one/id1434797444/reviews)** | — |
| Number of ratings | **585** | — |
| Positive reviews | 15.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Free | — |
| Size | 408 MB | 10 MB |
| Requires iOS | **17.0** | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PNB](https://appshunter.io/developer/898528851) | [Ram Ravi](https://appshunter.io/developer/1857530780) |

## What reviewers say

### PNB ONE

[App page](https://appshunter.io/ios/app/pnb-one/id1434797444)

Manage your banking needs on a single platform. Transfer funds, invest, view statements, and control debit/credit cards. Offers secure transactions, bill payments, and UPI services.

**Highlights:** Fund transfers (NEFT/IMPS/UPI), Investment options (Term Deposits, Mutual Funds), Debit and Credit Card management, Bill payments and Recharges, Account statement viewing and download, Secure login with fingerprint and 2-factor authentication

**Features:** Vision Pro support

**In-app purchases:** none


### Vellum

[App page](https://appshunter.io/ios/app/vellum-expense-tracker/id6818102209)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Vellum Premium Monthly | $5.99 | per month |
| Vellum Premium Yearly | $39.99 | per year |
| Vellum Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is PNB ONE free?

PNB ONE is free to download, with no in-app purchases.

### Is Vellum free?

Vellum is free to download, with in-app purchases available.

### Do PNB ONE or Vellum have ads?

Neither PNB ONE nor Vellum shows ads.

### Which is updated more often, PNB ONE or Vellum?

PNB ONE ships an update every 2 weeks, and Vellum every 5 days. Most recently, PNB ONE was updated on November 13, 2026 and Vellum on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*