# mojaRBA vs OTPgo

The clearest difference is review sentiment: OTPgo at 100% against mojaRBA's 40%. mojaRBA's advantage is rating (4.8 vs 3.6) and ratings volume (494 vs 16). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mojaRBA holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: mojaRBA has 494 ratings behind it against 16, so its average is the more settled of the two. Written reviews complicate that: 40% of mojaRBA's written reviews are positive against 100% of OTPgo's, so the app with the better star average is not the one people write more warmly about.

mojaRBA ships an update every 2 weeks, OTPgo monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | mojaRBA | OTPgo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (494 ratings)](https://appshunter.io/ios/app/mojarba-mobile-banking/id1434799024/reviews)** | [3.6 (16 ratings)](https://appshunter.io/ios/app/otpgo/id6447007924/reviews) |
| Number of ratings | **494** | 16 |
| Positive reviews | 40.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 311 MB | 198 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Raiffeisenbank Hrvatska](https://appshunter.io/developer/1113557834) | [OTP banka d.d.](https://appshunter.io/developer/556850042) |

## What reviewers say

### mojaRBA

[App page](https://appshunter.io/ios/app/mojarba-mobile-banking/id1434799024)

Manage your accounts, make payments, and access banking services 24/7 from anywhere. This app offers features like invoice scanning, instant money transfers, and the ability to split credit card expenses. You can also track loyalty points and manage pension fund accounts.

**Highlights:** Account balance and transaction display, Transaction search, Online product contracting, Invoice barcode scanning, Contact-based money transfers, Split credit card expenses, Loyalty points tracking, Pension fund management

**In-app purchases:** none


### OTPgo

[App page](https://appshunter.io/ios/app/otpgo/id6447007924)

Manage your banking needs on the go with this app. Check balances, make payments, view product details, and access loyalty programs. It simplifies digital banking with features like QR code sharing and payment templates.

**Highlights:** Account balance and turnover checks, Product details for loans, savings, credit cards, Intra-bank and inter-bank payments, Foreign account payments, Payment order templates, Foreign currency exchange, Mobile top-up and prepaid card transfers

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is mojaRBA free?

mojaRBA is free to download, with no in-app purchases.

### Is OTPgo free?

OTPgo is free to download, with no in-app purchases.

### Which has better reviews, mojaRBA or OTPgo?

mojaRBA is rated higher. mojaRBA averages 4.8 out of 5 from 494 ratings, while OTPgo averages 3.6 from 16 ratings.

### Do mojaRBA or OTPgo have ads?

Neither mojaRBA nor OTPgo shows ads.

### Which is updated more often, mojaRBA or OTPgo?

mojaRBA ships an update every 2 weeks, and OTPgo monthly. Most recently, mojaRBA was updated on November 2, 2026 and OTPgo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*