# IBK캐피탈 vs iM캐피탈

The clearest difference is iOS requirement: iM캐피탈 at 11.0 against IBK캐피탈's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBK캐피탈 ships an update every 4 months, iM캐피탈 every 3 months. The most recent releases landed on September 15, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | IBK캐피탈 | iM캐피탈 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 46.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 94 MB | 83 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IBK Capital Corporation](https://appshunter.io/developer/1435130236) | [iM Capital Co., Ltd.](https://appshunter.io/developer/1550234876) |

## What reviewers say

### IBK캐피탈

[App page](https://appshunter.io/ios/app/ibk/id1435130237)

**Features:** macOS Compatibility

**In-app purchases:** none


### iM캐피탈

[App page](https://appshunter.io/ios/app/im/id1575308199)

Access various loan products, from personal credit to secured and auto loans, with a 1-minute credit limit inquiry that doesn't affect your credit score. Manage your loans, check asset values, and apply for new loans seamlessly.

**Highlights:** 1-minute credit limit inquiry, Personal, secured, and auto loan products, Loan management and payment tracking, Real estate and vehicle market value checks, Non-face-to-face loan application, Customizable home screen

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IBK캐피탈 free?

IBK캐피탈 is free to download, with no in-app purchases.

### Is iM캐피탈 free?

iM캐피탈 is free to download, with no in-app purchases.

### Do IBK캐피탈 or iM캐피탈 have ads?

Neither IBK캐피탈 nor iM캐피탈 shows ads.

### Which is updated more often, IBK캐피탈 or iM캐피탈?

IBK캐피탈 ships an update every 4 months, and iM캐피탈 every 3 months. Most recently, IBK캐피탈 was updated on September 15, 2026 and iM캐피탈 on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*