# Shacom Pay vs CddilEx

The clearest difference is update cadence: CddilEx at every 2 days against Shacom Pay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shacom Pay ships an update every 2 months, CddilEx every 2 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Shacom Pay | CddilEx |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/shacom-pay/id1435293225/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 27.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | Free | — |
| Size | 94 MB | 4 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Shanghai Commercial Bank](https://appshunter.io/developer/430305247) | [Buldan Ozan](https://appshunter.io/developer/1896190212) |

## What reviewers say

### Shacom Pay

[App page](https://appshunter.io/ios/app/shacom-pay/id1435293225)

This app simplifies electronic payments with instant, free local transfers and the ability to send funds using just a mobile number or email. It supports QR code payments and requests, as well as international remittances. Security is enhanced with biometric authentication.

**Highlights:** Instant local inter-bank transfers, Fund transfer via mobile number or email, QR code payments and requests, HKD and RMB support, Electronic Direct Debit Authorisation, Overseas remittances, Biometric authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CddilEx

[App page](https://appshunter.io/ios/app/cddilex/id6794170531)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Shacom Pay free?

Shacom Pay is free to download, with no in-app purchases.

### Is CddilEx free?

CddilEx is free to download, with no in-app purchases.

### Do Shacom Pay or CddilEx have ads?

Neither Shacom Pay nor CddilEx shows ads.

### Which is updated more often, Shacom Pay or CddilEx?

Shacom Pay ships an update every 2 months, and CddilEx every 2 days. Most recently, Shacom Pay was updated on October 29, 2026 and CddilEx on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*