# SpotOn Payments vs Pay for Stripe

SpotOn Payments and Pay for Stripe both sit at 4.7 stars, but that hides the real split: 100% of SpotOn Payments's written reviews are positive against 35% of Pay for Stripe's. SpotOn Payments also leads on monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 16.4). Pay for Stripe's advantage is ratings volume (1.5K vs 29). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for SpotOn Payments against 4.7 for Pay for Stripe. That said, the two scores are not equally well evidenced: Pay for Stripe has 1.5K ratings behind it against 29, so its average is the more settled of the two. Written reviews are what separate them: 100% of SpotOn Payments's written reviews are positive against 35% of Pay for Stripe's.

SpotOn Payments ships an update every 2 weeks, Pay for Stripe every 3 weeks. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | SpotOn Payments | Pay for Stripe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (29 ratings)](https://appshunter.io/ios/app/spoton-payments/id1435367783/reviews) | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/pay-for-stripe/id1440091081/reviews)** |
| Number of ratings | 29 | **1.5K** |
| Positive reviews | **100.0% of reviews** | 35.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 76 MB | 92 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SpotOn Transact, Inc](https://appshunter.io/developer/498392521) | [ACCEPT PAYMENT COMPANY](https://appshunter.io/developer/1468721103) |

## What reviewers say

### SpotOn Payments

[App page](https://appshunter.io/ios/app/spoton-payments/id1435367783)

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

**Highlights:** Accept credit card transactions, Record cash transactions, Process refunds, Email receipts, View transaction history

**Features:** macOS Compatibility

**In-app purchases:** none


### Pay for Stripe

[App page](https://appshunter.io/ios/app/pay-for-stripe/id1440091081)

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

**Highlights:** Accept contactless payments on iPhone, Bank-grade encryption for secure transactions, Global payment acceptance, Responsive in-app support, Instant payment processing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Innovative features
- 🚀 Fast payouts
- 😊 Satisfied customers

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🔒 Lack of security and customer support
- ⏱️ Delayed payouts
- 💸 Potential scam concerns

**Reported bugs**

- Login issues for some users
- Errors when submitting applications

**Requested features**

- Improve customer support channels
- Provide more transparency on payouts
- Expand availability to more regions


## Frequently asked questions

### Is SpotOn Payments free?

SpotOn Payments is free to download, with no in-app purchases.

### Is Pay for Stripe free?

Pay for Stripe is free to download, with no in-app purchases.

### Which has better reviews, SpotOn Payments or Pay for Stripe?

Pay for Stripe is rated higher. SpotOn Payments averages 4.7 out of 5 from 29 ratings, while Pay for Stripe averages 4.7 from 1.5K ratings.

### Do SpotOn Payments or Pay for Stripe have ads?

Neither SpotOn Payments nor Pay for Stripe shows ads.

### Which is updated more often, SpotOn Payments or Pay for Stripe?

SpotOn Payments ships an update every 2 weeks, and Pay for Stripe every 3 weeks. Most recently, SpotOn Payments was updated on November 2, 2026 and Pay for Stripe on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*