# SECU vs Home Orbit Lending

The clearest difference is iOS requirement: SECU at 16.0 against Home Orbit Lending's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SECU ships an update every 2 months, Home Orbit Lending every 3 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | SECU | Home Orbit Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (276K ratings)](https://appshunter.io/ios/app/secu/id1435916976/reviews)** | — |
| Number of ratings | **276K** | — |
| Positive reviews | 64.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 43 MB | 102 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [North Carolina State Employees' Credit Union](https://appshunter.io/developer/1435916975) | [SFMC, L.P.](https://appshunter.io/developer/1364683073) |

## What reviewers say

### SECU

[App page](https://appshunter.io/ios/app/secu/id1435916976)

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

**Highlights:** View account balances and transactions, Lock/unlock debit cards, Schedule and manage bill payments, Transfer funds between accounts, Deposit checks via mobile, Request loan advances, Secure messaging

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 🔒 Secure transactions
- 💡 Convenient mobile check deposit
- 👍 Helpful and friendly customer service

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inconsistent transaction history display
- 🐛 Frequent app crashes and glitches
- 🔍 Lack of advanced features (notes, recurring transfers)

**Reported bugs**

- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates

**Requested features**

- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options


### Home Orbit Lending

[App page](https://appshunter.io/ios/app/home-orbit-lending/id6451325039)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SECU free?

SECU is free to download, with no in-app purchases.

### Is Home Orbit Lending free?

Home Orbit Lending is free to download, with no in-app purchases.

### Do SECU or Home Orbit Lending have ads?

Neither SECU nor Home Orbit Lending shows ads.

### Which is updated more often, SECU or Home Orbit Lending?

SECU ships an update every 2 months, and Home Orbit Lending every 3 months. Most recently, SECU was updated on October 29, 2026 and Home Orbit Lending on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*