# SECU vs MFCU CARDS

The clearest difference is review sentiment: SECU at 65% against MFCU CARDS's 0%. SECU also leads on rating (4.9 vs 1.0) and ratings volume (276K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SECU holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: SECU has 276K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 65% of SECU's written reviews are positive against 0% of MFCU CARDS's.

SECU ships an update every 2 months, MFCU CARDS every 3 months. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | SECU | MFCU CARDS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (276K ratings)](https://appshunter.io/ios/app/secu/id1435916976/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/mfcu-cards/id6747779064/reviews) |
| Number of ratings | **276K** | 1 |
| Positive reviews | **64.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 43 MB | 37 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [North Carolina State Employees' Credit Union](https://appshunter.io/developer/1435916975) | [Marine Federal Credit Union](https://appshunter.io/developer/401074583) |

## What reviewers say

### SECU

[App page](https://appshunter.io/ios/app/secu/id1435916976)

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

**Highlights:** View account balances and transactions, Lock/unlock debit cards, Schedule and manage bill payments, Transfer funds between accounts, Deposit checks via mobile, Request loan advances, Secure messaging

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 🔒 Secure transactions
- 💡 Convenient mobile check deposit
- 👍 Helpful and friendly customer service

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inconsistent transaction history display
- 🐛 Frequent app crashes and glitches
- 🔍 Lack of advanced features (notes, recurring transfers)

**Reported bugs**

- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates

**Requested features**

- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options


### MFCU CARDS

[App page](https://appshunter.io/ios/app/mfcu-cards/id6747779064)

Manage your Marine FCU Visa credit card with ease. Lock or unlock your card, view transactions, make payments, report lost or stolen cards, and set custom alerts and controls directly from your mobile device.

**Highlights:** Lock/unlock credit card, View recent and pending transactions, Make one-time payments, Report lost or stolen card, Dispute transactions, Set transaction alerts, Set transaction controls

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SECU free?

SECU is free to download, with no in-app purchases.

### Is MFCU CARDS free?

MFCU CARDS is free to download, with no in-app purchases.

### Which has better reviews, SECU or MFCU CARDS?

SECU is rated higher. SECU averages 4.9 out of 5 from 276K ratings, while MFCU CARDS averages 1.0 from 1 ratings.

### Do SECU or MFCU CARDS have ads?

Neither SECU nor MFCU CARDS shows ads.

### Which is updated more often, SECU or MFCU CARDS?

SECU ships an update every 2 months, and MFCU CARDS every 3 months. Most recently, SECU was updated on October 18, 2026 and MFCU CARDS on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*