# SECU vs Payday CF

SECU and Payday CF are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | SECU | Payday CF |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (276K ratings)](https://appshunter.io/ios/app/secu/id1435916976/reviews)** | — |
| Number of ratings | **276K** | — |
| Positive reviews | 64.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Size | 43 MB | 42 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [North Carolina State Employees' Credit Union](https://appshunter.io/developer/1435916975) | [Jeremy Hammond](https://appshunter.io/developer/1744540619) |

## What reviewers say

### SECU

[App page](https://appshunter.io/ios/app/secu/id1435916976)

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

**Highlights:** View account balances and transactions, Lock/unlock debit cards, Schedule and manage bill payments, Transfer funds between accounts, Deposit checks via mobile, Request loan advances, Secure messaging

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 🔒 Secure transactions
- 💡 Convenient mobile check deposit
- 👍 Helpful and friendly customer service

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inconsistent transaction history display
- 🐛 Frequent app crashes and glitches
- 🔍 Lack of advanced features (notes, recurring transfers)

**Reported bugs**

- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates

**Requested features**

- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options


### Payday CF

[App page](https://appshunter.io/ios/app/payday-cf/id6797715096)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SECU free?

SECU is free to download, with no in-app purchases.

### Is Payday CF free?

Payday CF is free to download, with no in-app purchases.

### Do SECU or Payday CF have ads?

Neither SECU nor Payday CF shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*