# FinLocker vs eCredable LiftLocker

The clearest difference is review sentiment: FinLocker at 100% against eCredable LiftLocker's 0%. FinLocker also leads on rating (3.9 vs 1.8) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FinLocker holds the better App Store score, 3.9 against 1.8. Both are backed by a comparable volume of ratings — 19 and 9 respectively. Written reviews point the same way: 100% of FinLocker's written reviews are positive against 0% of eCredable LiftLocker's.

FinLocker ships an update monthly, eCredable LiftLocker every 5 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | FinLocker | eCredable LiftLocker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (19 ratings)](https://appshunter.io/ios/app/finlocker/id1435921445/reviews)** | [1.8 (9 ratings)](https://appshunter.io/ios/app/ecredable-liftlocker/id1579967403/reviews) |
| Number of ratings | **19** | 9 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Ad-supported | Ad-supported |
| Size | 114 MB | 126 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Finlocker LLC](https://appshunter.io/developer/1357188723) | [eCredable.com, LLC](https://appshunter.io/developer/1579967405) |

## What reviewers say

### FinLocker

[App page](https://appshunter.io/ios/app/finlocker/id1435921445)

This app helps you manage your finances, get mortgage-ready, and search for homes. It organizes account balances, transactions, credit scores, and spending analysis in one place. You can also track your budget and access personal finance articles and videos.

**Highlights:** Financial dashboard, Budget tracking and alerts, Free credit score and report, Mortgage readiness assessment, Real estate property search, Secure data sharing

**Features:** Vision Pro support

**In-app purchases:** none


### eCredable LiftLocker

[App page](https://appshunter.io/ios/app/ecredable-liftlocker/id1579967403)

This financial assistant helps you understand and leverage your credit to access better offers. It provides tools for budgeting, credit building, and preparing for major financial milestones like homeownership, with educational resources and a secure document vault.

**Highlights:** Credit score, report, and monitoring, Budgeting and savings goal setting, Phone and utility bill reporting for credit building, Financial education articles and videos, Home buying readiness assessment and mortgage calculator, Real estate property search, Secure document vault

**In-app purchases:** none


## Frequently asked questions

### Is FinLocker free?

FinLocker is free to download, with no in-app purchases.

### Is eCredable LiftLocker free?

eCredable LiftLocker is free to download, with no in-app purchases.

### Which has better reviews, FinLocker or eCredable LiftLocker?

FinLocker is rated higher. FinLocker averages 3.9 out of 5 from 19 ratings, while eCredable LiftLocker averages 1.8 from 9 ratings.

### Do FinLocker or eCredable LiftLocker have ads?

eCredable LiftLocker shows ads; FinLocker does not.

### Which is updated more often, FinLocker or eCredable LiftLocker?

FinLocker ships an update monthly, and eCredable LiftLocker every 5 weeks. Most recently, FinLocker was updated on October 24, 2026 and eCredable LiftLocker on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*