# FinLocker vs NEO Experience

The clearest difference is rating: NEO Experience at 5.0 against FinLocker's 3.9. FinLocker's advantage is ratings volume (19 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NEO Experience holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: FinLocker has 19 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. Both last shipped on August 23, 2026.

## The numbers

| Metric | FinLocker | NEO Experience |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (19 ratings)](https://appshunter.io/ios/app/finlocker/id1435921445/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/neo-experience/id1623184910/reviews)** |
| Number of ratings | **19** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | Ad-supported |
| Size | 114 MB | 114 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Finlocker LLC](https://appshunter.io/developer/1357188723) | [NEO Services LLC](https://appshunter.io/developer/1609316411) |

## What reviewers say

### FinLocker

[App page](https://appshunter.io/ios/app/finlocker/id1435921445)

This app helps you manage your finances, get mortgage-ready, and search for homes. It organizes account balances, transactions, credit scores, and spending analysis in one place. You can also track your budget and access personal finance articles and videos.

**Highlights:** Financial dashboard, Budget tracking and alerts, Free credit score and report, Mortgage readiness assessment, Real estate property search, Secure data sharing

**Features:** Vision Pro support

**In-app purchases:** none


### NEO Experience

[App page](https://appshunter.io/ios/app/neo-experience/id1623184910)

This financial assistant helps you achieve financial freedom through real estate and planning. It provides a dashboard for account balances, budgeting, credit scores, and property searches. Plan for homeownership with your financial team and manage your finances securely.

**Highlights:** Financial dashboard, Budgeting and spending tracking, Free credit score and report, Homeownership planning, Real estate property search, Secure data sharing

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FinLocker free?

FinLocker is free to download, with no in-app purchases.

### Is NEO Experience free?

NEO Experience is free to download, with no in-app purchases.

### Which has better reviews, FinLocker or NEO Experience?

NEO Experience is rated higher. FinLocker averages 3.9 out of 5 from 19 ratings, while NEO Experience averages 5.0 from 2 ratings.

### Do FinLocker or NEO Experience have ads?

Neither FinLocker nor NEO Experience shows ads.

### Which is updated more often, FinLocker or NEO Experience?

FinLocker ships an update monthly, and NEO Experience monthly. Most recently, FinLocker was updated on August 23, 2026 and NEO Experience on August 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*