# AFMA vs iNJOY

The clearest difference is rating: AFMA at 4.6 against iNJOY's 1.3. AFMA also leads on review sentiment (30% vs 4%) and monetization model (free vs free with in-app purchases). iNJOY's advantage is update cadence (weekly vs every 2 months). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AFMA holds the better App Store score, 4.6 against 1.3. That said, the two scores are not equally well evidenced: AFMA has 668 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 30% of AFMA's written reviews are positive against 4% of iNJOY's.

AFMA ships an update every 2 months, iNJOY weekly. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | AFMA | iNJOY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (668 ratings)](https://appshunter.io/ios/app/afma/id1436023096/reviews)** | [1.3 (19 ratings)](https://appshunter.io/ios/app/injoy/id6740910885/reviews) |
| Number of ratings | **668** | 19 |
| Positive reviews | **30.0% of reviews** | 3.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 81 MB | 161 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [AFMA](https://appshunter.io/developer/1436023095) | [MAROC TELECOM](https://appshunter.io/developer/674559472) |

## What reviewers say

### AFMA

[App page](https://appshunter.io/ios/app/afma/id1436023096)

Manage your insurance with this app. Track reimbursement files, submit claims, and contact agencies across Morocco. Access health insurance details, update your profile, and find helpful advice.

**Highlights:** Track insurance reimbursement files, Submit and follow up on claims, Find and contact AFMA agencies, View health insurance beneficiaries, Update personal contact information, Access insurance advice articles and videos

**Features:** macOS Compatibility

**In-app purchases:** none


### iNJOY

[App page](https://appshunter.io/ios/app/injoy/id6740910885)

Take full control of your mobile plan with a customizable offer starting at 59Dh/month. Choose your internet volume and call hours to perfectly match your needs. Enjoy a simple, flexible, and 100% digital experience with no hidden fees.

**Highlights:** Compose custom mobile offers, Choose internet volume and call hours, Flexible plan adaptation, No commitment plans, Free SIM card delivery, Keep or choose your number, Manage everything via the app

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AFMA free?

AFMA is free to download, with no in-app purchases.

### Is iNJOY free?

iNJOY is free to download, with no in-app purchases.

### Which has better reviews, AFMA or iNJOY?

AFMA is rated higher. AFMA averages 4.6 out of 5 from 668 ratings, while iNJOY averages 1.3 from 19 ratings.

### Do AFMA or iNJOY have ads?

Neither AFMA nor iNJOY shows ads.

### Which is updated more often, AFMA or iNJOY?

AFMA ships an update every 2 months, and iNJOY weekly. Most recently, AFMA was updated on September 24, 2026 and iNJOY on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*