# XtraPOWER by PAYOMATIC vs United Asset

The clearest difference is rating: United Asset at 5.0 against XtraPOWER by PAYOMATIC's 4.5. XtraPOWER by PAYOMATIC's advantage is ratings volume (662 vs 1) and update cadence (every 2 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

United Asset holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: XtraPOWER by PAYOMATIC has 662 ratings behind it against 1, so its average is the more settled of the two.

XtraPOWER by PAYOMATIC ships an update every 2 months, United Asset every 9 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | XtraPOWER by PAYOMATIC | United Asset |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (662 ratings)](https://appshunter.io/ios/app/xtrapower-by-payomatic/id1436035625/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/united-asset/id1491391674/reviews)** |
| Number of ratings | **662** | 1 |
| Positive reviews | 74.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 9 months |
| Monetization | Free | Free |
| Size | 41 MB | 38 MB |
| Requires iOS | 13.4 | 13.4 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PAYOMATIC](https://appshunter.io/developer/1436035624) | [United Asset Strategies, Inc.](https://appshunter.io/developer/1491391673) |

## What reviewers say

### XtraPOWER by PAYOMATIC

[App page](https://appshunter.io/ios/app/xtrapower-by-payomatic/id1436035625)

Manage your spending and access your funds with this app. Track transactions, view balances, and receive personalized offers. It also facilitates direct deposit for faster access to paychecks and allows for easy money transfers.

**Highlights:** Track spending activity, View inPOWER Card transactions, Real-time balance checks, Share money with others, Direct deposit for faster pay, Exclusive offers and discounts, Email transaction receipts

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and intuitive
- 💳 Useful card features
- 💰 Helpful incentives
- 🔍 Easy to track transactions
- 🔥 Great app experience

**What reviewers complain about**

- 🐛 App crashes and bugs
- 💸 Unexpected fees and charges
- ⏱️ Slow money transfers
- 🤔 Confusing account management
- 🤯 Poor customer service

**Reported bugs**

- Login screen issues
- Date of birth entry problems
- Network errors
- Force closing on app launch

**Requested features**

- Mobile check deposit
- Ability to manage multiple cards
- Improved date/time picker
- Support for Apple Pay


### United Asset

[App page](https://appshunter.io/ios/app/united-asset/id1491391674)

Access your account details, balances, and recent transactions on the go. Easily connect with your financial advisor and view all content they share.

**Highlights:** View account information, Check balances, See recent transactions, Contact your advisor, Access advisor content

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is XtraPOWER by PAYOMATIC free?

XtraPOWER by PAYOMATIC is free to download, with no in-app purchases.

### Is United Asset free?

United Asset is free to download, with no in-app purchases.

### Which has better reviews, XtraPOWER by PAYOMATIC or United Asset?

United Asset is rated higher. XtraPOWER by PAYOMATIC averages 4.5 out of 5 from 662 ratings, while United Asset averages 5.0 from 1 ratings.

### Do XtraPOWER by PAYOMATIC or United Asset have ads?

Neither XtraPOWER by PAYOMATIC nor United Asset shows ads.

### Which is updated more often, XtraPOWER by PAYOMATIC or United Asset?

XtraPOWER by PAYOMATIC ships an update every 2 months, and United Asset every 9 months. Most recently, XtraPOWER by PAYOMATIC was updated on November 2, 2026 and United Asset on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*