# M vs Fello

M and Fello are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | M | Fello |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/fello/id1607602993/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 66 MB | 154 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [PT. E2Pay Global Utama](https://appshunter.io/developer/1436288938) | [PT. Jatelindo Perkasa Abadi](https://appshunter.io/developer/1507346771) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-bayar/id1436288939)

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

**Highlights:** Cashless transactions, Mobile credit and electricity token purchases, Bill payments, Fund transfers to M-Bayar and bank accounts, QRIS payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fello

[App page](https://appshunter.io/ios/app/fello/id1607602993)

This app provides server-based electronic money for various transactions including bill payments, fund transfers, and online purchases. Users can top up their balance through multiple banks and purchase services like mobile credit and electricity tokens.

**Highlights:** Electronic money services, Bill payment transactions, Fund transfers, Online purchases, Credit and electricity token purchases, Cash withdrawal

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is Fello free?

Fello is free to download, with no in-app purchases.

### Do M or Fello have ads?

Neither M nor Fello shows ads.

### Which is updated more often, M or Fello?

M ships an update every 3 months, and Fello every 3 months. Most recently, M was updated on November 2, 2026 and Fello on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*