# M vs Finpay One

The clearest difference is iOS requirement: Finpay One at 12.1 against M's 15.6. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | M | Finpay One |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Monetization | Free | — |
| Size | 66 MB | 43 MB |
| Requires iOS | 15.6 | **12.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. E2Pay Global Utama](https://appshunter.io/developer/1436288938) | [PT Finnet Indonesia](https://appshunter.io/developer/1126248241) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-bayar/id1436288939)

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

**Highlights:** Cashless transactions, Mobile credit and electricity token purchases, Bill payments, Fund transfers to M-Bayar and bank accounts, QRIS payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Finpay One

[App page](https://appshunter.io/ios/app/finpay-one/id1666442769)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is Finpay One free?

Finpay One is free to download, with no in-app purchases.

### Do M or Finpay One have ads?

Neither M nor Finpay One shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*