# M vs Bilpay

The clearest difference is update cadence: Bilpay at weekly against M's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M ships an update every 3 months, Bilpay weekly. The most recent releases landed on September 8, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | M | Bilpay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | — |
| Size | 66 MB | 48 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. E2Pay Global Utama](https://appshunter.io/developer/1436288938) | [PT Tuas Mas Mandiri Digital Payment](https://appshunter.io/developer/1731106986) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-bayar/id1436288939)

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

**Highlights:** Cashless transactions, Mobile credit and electricity token purchases, Bill payments, Fund transfers to M-Bayar and bank accounts, QRIS payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Bilpay

[App page](https://appshunter.io/ios/app/bilpay/id6477914067)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is Bilpay free?

Bilpay is free to download, with no in-app purchases.

### Do M or Bilpay have ads?

Neither M nor Bilpay shows ads.

### Which is updated more often, M or Bilpay?

M ships an update every 3 months, and Bilpay weekly. Most recently, M was updated on September 8, 2026 and Bilpay on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*