# M vs TKIPay

M and TKIPay are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | M | TKIPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Monetization | Free | — |
| Size | 66 MB | 29 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. E2Pay Global Utama](https://appshunter.io/developer/1436288938) | [PT TEKNOLOGI KARTU INDONESIA](https://appshunter.io/developer/1697807806) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-bayar/id1436288939)

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

**Highlights:** Cashless transactions, Mobile credit and electricity token purchases, Bill payments, Fund transfers to M-Bayar and bank accounts, QRIS payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TKIPay

[App page](https://appshunter.io/ios/app/tkipay/id6763432843)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is TKIPay free?

TKIPay is free to download, with no in-app purchases.

### Do M or TKIPay have ads?

Neither M nor TKIPay shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*