# KOINS Mobile vs BYOND by BSI

The clearest difference is ads: KOINS Mobile at none against BYOND by BSI's shown. KOINS Mobile also leads on iOS requirement (12.0 vs 14.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KOINS Mobile ships an update every 2 months, BYOND by BSI every 6 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | KOINS Mobile | BYOND by BSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (25 ratings)](https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews)** |
| Number of ratings | — | **25** |
| Positive reviews | **72.4% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 36 MB | 490 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KOREA INVESTMENT AND SEKURITAS INDONESIA, PT](https://appshunter.io/developer/1436459040) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### KOINS Mobile

[App page](https://appshunter.io/ios/app/koins-mobile/id1436459041)

This app provides a real-time trading system with advanced order placement and execution. It offers in-depth quote data, including charts, foreign indices, and FX information.

**Highlights:** Real-time trading system, Conditional order placement, Execution push service, In-depth quote data, Advanced search, Charts, Foreign indices, FX data

**Features:** macOS Compatibility

**In-app purchases:** none


### BYOND by BSI

[App page](https://appshunter.io/ios/app/byond-by-bsi/id6444697752)

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

**Highlights:** Open accounts remotely, QRIS and bill payments, E-wallet top-ups, Gold, SBSN, and deposit investments, Financing for various needs, Donations, zakat, and prayer reminders, Quran reader

**In-app purchases:** none


## Frequently asked questions

### Is KOINS Mobile free?

KOINS Mobile is free to download, with no in-app purchases.

### Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

### Do KOINS Mobile or BYOND by BSI have ads?

BYOND by BSI shows ads; KOINS Mobile does not.

### Which is updated more often, KOINS Mobile or BYOND by BSI?

KOINS Mobile ships an update every 2 months, and BYOND by BSI every 6 weeks. Most recently, KOINS Mobile was updated on November 2, 2026 and BYOND by BSI on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*