# Банк Пойдём! vs Pay P.S. Займы онлайн на карту

The clearest difference is review sentiment: Pay P.S. Займы онлайн на карту at 78% against Банк Пойдём!'s 16%. Pay P.S. Займы онлайн на карту also leads on ratings volume (24 vs 1). Банк Пойдём!'s advantage is rating (5.0 vs 4.8) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Банк Пойдём! holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Pay P.S. Займы онлайн на карту has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 16% of Банк Пойдём!'s written reviews are positive against 78% of Pay P.S. Займы онлайн на карту's, so the app with the better star average is not the one people write more warmly about.

Банк Пойдём! ships an update every 6 weeks, Pay P.S. Займы онлайн на карту every 2 months. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Банк Пойдём! | Pay P.S. Займы онлайн на карту |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1436471637/reviews)** | [4.8 (24 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews) |
| Number of ratings | 1 | **24** |
| Positive reviews | 16.3% of reviews | **78.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 80 MB | 37 MB |
| Requires iOS | **11.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OJSC CB Poidem!](https://appshunter.io/developer/891569322) | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) |

## What reviewers say

### Банк Пойдём!

[App page](https://appshunter.io/ios/app/id1436471637)

Manage your finances with this banking app. View account balances, track loan payments, make transfers, and pay bills. Access new products and services, and chat with bank support for assistance.

**Highlights:** Self-registration and password recovery, Real-time balance and debt tracking, Detailed contract and transaction history, Loan payment tracking and early repayment, Inter-account transfers and external payments, Bill payments (utilities, fines), In-app chat support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Банк Пойдём! free?

Банк Пойдём! is free to download, with no in-app purchases.

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Which has better reviews, Банк Пойдём! or Pay P.S. Займы онлайн на карту?

Банк Пойдём! is rated higher. Банк Пойдём! averages 5.0 out of 5 from 1 ratings, while Pay P.S. Займы онлайн на карту averages 4.8 from 24 ratings.

### Do Банк Пойдём! or Pay P.S. Займы онлайн на карту have ads?

Neither Банк Пойдём! nor Pay P.S. Займы онлайн на карту shows ads.

### Which is updated more often, Банк Пойдём! or Pay P.S. Займы онлайн на карту?

Банк Пойдём! ships an update every 6 weeks, and Pay P.S. Займы онлайн на карту every 2 months. Most recently, Банк Пойдём! was updated on November 6, 2026 and Pay P.S. Займы онлайн на карту on November 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*