# DSK mToken vs Postbank

The clearest difference is review sentiment: Postbank at 82% against DSK mToken's 13%. Postbank also leads on rating (4.9 vs 1.0) and update cadence (every 3 weeks vs every 19 months). DSK mToken's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Postbank holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Postbank has 163 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 13% of DSK mToken's written reviews are positive against 82% of Postbank's.

DSK mToken ships an update every 19 months, Postbank every 3 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | DSK mToken | Postbank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (7 ratings)](https://appshunter.io/ios/app/dsk-mtoken/id1436602753/reviews) | **[4.9 (163 ratings)](https://appshunter.io/ios/app/postbank/id6736642775/reviews)** |
| Number of ratings | 7 | **163** |
| Positive reviews | 13.5% of reviews | **82.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 21 MB | 304 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DSK Bank PLC](https://appshunter.io/developer/453451816) | [Eurobank Bulgaria AD](https://appshunter.io/developer/978715942) |

## What reviewers say

### DSK mToken

[App page](https://appshunter.io/ios/app/dsk-mtoken/id1436602753)

This app allows users to securely confirm banking transactions and service requests for online and mobile banking. It supports various requests like opening accounts, issuing cards, and activating online payment passwords. The application can be used offline and is available on multiple devices.

**Highlights:** Confirm banking transactions, Approve service requests, Supports online banking, Supports mobile banking, Offline functionality, Install on multiple devices

**Features:** macOS Compatibility

**In-app purchases:** none


### Postbank

[App page](https://appshunter.io/ios/app/postbank/id6736642775)

Manage your bank accounts, make instant P2P transfers by mobile number, and pay bills. Access all your financial products, personalize your profile, and enjoy secure, convenient banking on the go.

**Highlights:** P2P transfers by mobile number, View all accounts, loans, and cards, Personalize profile, Worldwide and instant EUR transfers, Pay utility bills and taxes, Open new accounts and deposits, Secure login with PIN or biometrics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and user-friendly
- 🚀 Intuitive and easy to navigate
- 💡 Innovative features like 'blink parking'
- 🚀 Smooth and fast performance
- 👍 Clean and modern design

**What reviewers complain about**

- 🐛 Taxes section not working
- 🐛 Search function not providing best results
- 🌐 No Bulgarian language option
- 🔍 Missing advanced transaction search tools
- 🔒 Frustrating security measures (multiple apps/passwords)

**Reported bugs**

- Login issues and inability to access accounts
- Transactions not visible in real-time
- Incompatibility with newer iOS versions

**Requested features**

- Ability to exchange reward points through the app
- Recurring payment option
- Financial planning and budgeting tools
- Dark mode option
- Improved digital assistant functionality


## Frequently asked questions

### Is DSK mToken free?

DSK mToken is free to download, with no in-app purchases.

### Is Postbank free?

Postbank is free to download, with no in-app purchases.

### Which has better reviews, DSK mToken or Postbank?

Postbank is rated higher. DSK mToken averages 1.0 out of 5 from 7 ratings, while Postbank averages 4.9 from 163 ratings.

### Do DSK mToken or Postbank have ads?

Neither DSK mToken nor Postbank shows ads.

### Which is updated more often, DSK mToken or Postbank?

DSK mToken ships an update every 19 months, and Postbank every 3 weeks. Most recently, DSK mToken was updated on October 24, 2026 and Postbank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*