# ADCB Hayyak vs Pay10 UAE

The clearest difference is rating: ADCB Hayyak at 4.7 against Pay10 UAE's 3.5. ADCB Hayyak also leads on ratings volume (1.6K vs 2) and iOS requirement (11.0 vs 13.0). Pay10 UAE's advantage is update cadence (weekly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADCB Hayyak holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: ADCB Hayyak has 1.6K ratings behind it against 2, so its average is the more settled of the two.

ADCB Hayyak ships an update every 2 months, Pay10 UAE weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | ADCB Hayyak | Pay10 UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.6K ratings)](https://appshunter.io/ios/app/adcb-hayyak/id1436686356/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/pay10-uae/id6739810874/reviews) |
| Number of ratings | **1.6K** | 2 |
| Positive reviews | 60.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | Free |
| Size | 58 MB | 206 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ADCB](https://appshunter.io/developer/533779802) | [Pay Ten Payment Services Provider LLC](https://appshunter.io/developer/1787160070) |

## What reviewers say

### ADCB Hayyak

[App page](https://appshunter.io/ios/app/adcb-hayyak/id1436686356)

Open bank accounts, credit cards, and personal loans online in minutes. Choose your preferred language and account type, including Sharia-compliant options. Receive your welcome kit delivered to your doorstep.

**Highlights:** Open current or savings accounts, Apply for credit cards, Check eligibility for personal loans, Choose Sharia-compliant solutions, Receive welcome kit delivery, Tailored premium benefits

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient account opening
- 🚀 Fast and smooth onboarding process
- 💡 Innovative digital banking app
- 🔒 Secure banking experience
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Scanning issues with documents
- 🐛 App crashes and freezes
- 🐛 Inconsistent eligibility criteria
- 🐛 Inability to navigate back in the app
- 🔍 Lack of transparency in application status

**Reported bugs**

- Unable to scan Emirates ID and passport
- App gets stuck during account opening process
- Existing customer status not recognized

**Requested features**

- Allow users to cancel and restart application
- Provide clear instructions on required documents
- Improve customer support and communication


### Pay10 UAE

[App page](https://appshunter.io/ios/app/pay10-uae/id6739810874)

Easily send and receive money with contacts, link to your UAE bank account for seamless payments, and shop with your digital wallet. Securely pay by scanning QR codes and track your spending with real-time notifications.

**Highlights:** Send and receive money, Link UAE bank account, Shop with digital wallet, QR code payments, Real-time notifications, Spending tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ADCB Hayyak free?

ADCB Hayyak is free to download, with no in-app purchases.

### Is Pay10 UAE free?

Pay10 UAE is free to download, with no in-app purchases.

### Which has better reviews, ADCB Hayyak or Pay10 UAE?

ADCB Hayyak is rated higher. ADCB Hayyak averages 4.7 out of 5 from 1.6K ratings, while Pay10 UAE averages 3.5 from 2 ratings.

### Do ADCB Hayyak or Pay10 UAE have ads?

Neither ADCB Hayyak nor Pay10 UAE shows ads.

### Which is updated more often, ADCB Hayyak or Pay10 UAE?

ADCB Hayyak ships an update every 2 months, and Pay10 UAE weekly. Most recently, ADCB Hayyak was updated on November 3, 2026 and Pay10 UAE on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*