# Cash Flow Planner vs Time Tracker

The clearest difference is in-app purchases: Cash Flow Planner at none against Time Tracker's 6. Cash Flow Planner also leads on review sentiment (76% vs 65%). Time Tracker's advantage is update cadence (weekly vs every 48 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Time Tracker sells 6 in-app purchases, starting at $6.99 per month. Cash Flow Planner asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.6 for Cash Flow Planner against 4.5 for Time Tracker. Both are backed by a comparable volume of ratings — 305 and 113 respectively. Written reviews are what separate them: 76% of Cash Flow Planner's written reviews are positive against 65% of Time Tracker's.

Cash Flow Planner ships an update every 48 months, Time Tracker weekly. The most recent releases landed on September 24, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Cash Flow Planner | Time Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (305 ratings)](https://appshunter.io/ios/app/cash-flow-planner/id1436749337/reviews)** | [4.5 (113 ratings)](https://appshunter.io/ios/app/time-tracker-timy/id6503703839/reviews) |
| Number of ratings | **305** | 113 |
| Positive reviews | **75.6% of reviews** | 64.5% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 48 months | **Weekly** |
| Monetization | **Free** | Subscription |
| Size | 4 MB | 55 MB |
| Requires iOS | 17.4 | **16.1** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Erik Wegener](https://appshunter.io/developer/424482392) | [Farid Fakhnavar](https://appshunter.io/developer/1692223826) |

## What reviewers say

### Cash Flow Planner

[App page](https://appshunter.io/ios/app/cash-flow-planner/id1436749337)

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

**Highlights:** Track income and expenses, Record recurring transactions, Create custom categories, Set budgets for expenses, Set income targets, iCloud data sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and uncomplicated
- 👍 Great for cashflow planning
- 👍 No bank linking required
- 👍 Clean look

**What reviewers complain about**

- 🐛 Unreadable text in dark mode
- 🐛 Math drops cents to lower dollar
- 🐛 Too rigid, lacks customization
- 🐛 No reports or comparisons
- 🐛 Filter feature not working

**Reported bugs**

- Text unreadable in dark mode
- Font disappears when adding/changing categories
- Math drops cents to lower dollar amount
- Filter feature does not show relevant transactions

**Requested features**

- Option to adjust background color
- Reports by week or month
- Analytical tools (pie charts, graphs)
- Print document option
- Ability to adjust font color


### Time Tracker

[App page](https://appshunter.io/ios/app/time-tracker-timy/id6503703839)

Streamline your workflow and boost productivity with this comprehensive time tracking application. Easily log hours, generate detailed reports, and manage tasks with customizable alerts and offline capabilities.

**Highlights:** Intuitive time tracking, Comprehensive reports, Task management, Customizable alerts, Offline mode, User-friendly interface

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $6.99 | per month |
| Pro Yearly | $19.99 | per year |
| Yearly Sale | $39.99 | per year |
| Lifetime Free | Free | one-time |
| Lifetime Premium | $9.99 | one-time |
| Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Cash Flow Planner free?

Cash Flow Planner is free to download, with no in-app purchases.

### Is Time Tracker free?

Time Tracker is free to download, with in-app purchases available.

### Which has better reviews, Cash Flow Planner or Time Tracker?

Cash Flow Planner is rated higher. Cash Flow Planner averages 4.6 out of 5 from 305 ratings, while Time Tracker averages 4.5 from 113 ratings.

### Do Cash Flow Planner or Time Tracker have ads?

Neither Cash Flow Planner nor Time Tracker shows ads.

### Which is updated more often, Cash Flow Planner or Time Tracker?

Cash Flow Planner ships an update every 48 months, and Time Tracker weekly. Most recently, Cash Flow Planner was updated on September 24, 2026 and Time Tracker on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*